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credit card
neil_walford
Posts: 4 Newbie
in Credit cards
Hi,
new to the forum and just after some advice, i have a history of bad credit and if given opp will spend if given. In dec 08 i was surprised to receive a credit card through the post even though i never applied or signed for one what is worse it had 6000 credit, it is now upto its limit and obviously put me in debt. I am very annoyed by lloyds my bank for giving me this card with such a high limit as i have a 5000 overdraft as well. should they have given me this card, they say i wouln't have received a card if i hadn't applied but they have yet to show me anything of my application. any advice would e apprieciated.
Neil
new to the forum and just after some advice, i have a history of bad credit and if given opp will spend if given. In dec 08 i was surprised to receive a credit card through the post even though i never applied or signed for one what is worse it had 6000 credit, it is now upto its limit and obviously put me in debt. I am very annoyed by lloyds my bank for giving me this card with such a high limit as i have a 5000 overdraft as well. should they have given me this card, they say i wouln't have received a card if i hadn't applied but they have yet to show me anything of my application. any advice would e apprieciated.
Neil
0
Comments
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I'd sue for compensation.0
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You didn't have to use the card. You could of just cut it in half and sent it back.
Your own fault on this one I think.
PsiNear a tree by a river, there's a hole in the ground.
Where an old man of Aran goes around and around....0 -
I'm still trying to work out how someone with such a lousy history of bad credit gets a £5000 overdraft. I think that's where this 'story' lost it's credibility. I suppose the card just magically phoned up customer services & activated itself too without the OP ever agreeing to it.0
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I'm still trying to work out how someone with such a lousy history of bad credit gets a £5000 overdraft. I think that's where this 'story' lost it's credibility. I suppose the card just magically phoned up customer services & activated itself too without the OP ever agreeing to it.
Well Said..........Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Agreed.
Niel, I think you need to be a bit more responsible with your money and stop trying to wriggle out of what you owe.
PsiNear a tree by a river, there's a hole in the ground.
Where an old man of Aran goes around and around....0 -
I'm still trying to work out how someone with such a lousy history of bad credit gets a £5000 overdraft. I think that's where this 'story' lost it's credibility. I suppose the card just magically phoned up customer services & activated itself too without the OP ever agreeing to it.
Think you're right, sounds like just another one of the many trolling stories to be found on this board nowadays.0 -
Maybe you could take the £6000 card, and pay off your debt?
Or is it, "The Banks fault" that you spent the money?0
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