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A trilogy in seven parts.....hypno's latest efforts
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Big well done to you Hypno!:beer:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
As we were on the DLR, I wondered where you would be in relation to where we were going - and as I was running through Docklands this morning, I was looking for you......but as I don't know what you look like, it was a bit of a fruitless exercise!
Thanks for all the congrats guys - it is much appreciated! Entries open tomorrow for next years race :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
That is great news about reaching your target Hypno.
I am tempted to have a go next year for a personal challenge and raise money for Diabetes UK and for bowel conditions( my daughter suffers from both) I watched the highlights today and had the telly on from the start. Made me feel very humble listening to all those stories and personal reasons for running in the race.
Any way i am waffling so am off. Congrats once again. xBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Are you doing it again Hypno?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
well done hypno on the run! Amazing as ever!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Apparently the stairs are he worst day after but I'll never know as know my hip/back couldnt take all that pounding! Well done on getting your target and finishing...shame it was such a warm day - think it threw alot of people...like drizzle better as at east it cools you! Anyway well done...must have felt incredible finishing!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Are you doing it again Hypno?
Oh yes
I will apply for next year, but the chances of getting in are slim. But if I get a place I will definitely do it!
I really enjoyed it - some bits more than others, obviously, but on the whole, it was a fantastic experience, and I would urge anyone physically able to do it, to give it a go. Once you have done it, NO-ONE can take it away from you!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Congratulations Hypno from another lurker
What a great achievement, yay!
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hi hypno
sorry for not posting..
will explain tomorrow
many many congratulations well done fantastic achievement:j.
your family must be so proud, and just know your father is wearing the biggest smile in heaven tonight :A:A
xxx shaunWAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
Doing it again, next year! You are bonkers! I'd rather have something sharp inserted!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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