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A trilogy in seven parts.....hypno's latest efforts
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like the new baner at the top of the page,,,,no more
as to which dairy your on:j:j WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so
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Morning all - it is Friday :j Tesco shopping was delivered last night - thanks to some BOGOFS it came to £101, and the freezer and fridges are full, so I don't need to worry too much about feeding my new student!
We ate out last night - tried the Wetherspoons "Curry night" - and I have to say it was really good value......a meal for 4 of us, including drinks, came to £23! Cheaper than a takeaway!! It was a nice change, and my mystery shopping money covered it that I got yesterday so justified on the spending front!
Talking of which, I will update my spending diary - I have kept totals each day on paper, just need to transfer them, so it is not that I have let it all slip!
Have a good day everyone xSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
mmmmmmmmmmm curry
glad you had a nice time,,,,think you just about deserve a treat:rolleyes:
its FRIDAY :j:j
its WET !!
not awake yet.zzzz zzzzz zzzzzz
need 2nd coffee
went to the phoenix park for a picnic yest evening ,,soooo nice just to sit and pick and watch all the mad people running and cycling :cool:
paper work will be tackled again today:o:o
have a good one,,,dont forget your brollies :eek:WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
Morning, got 3 children off today as its teacher training. Lucky me.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
dont you just love training days...
most times over here they go school till 12..on training days
so just as you get home from the shop,feed baby,wash pots its back out again and screamy baby day cus his routine fcuked.....:rolleyes:WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
My two are demob happy - DD starts two weeks work experience on Monday and DS is off on a PGL activity holiday on the same day.....so this is their last day at school for a while, and when they come back it will all be sports days, showing the new children round, etc etc, so I think this is the start of the countdown to the summer hols for them!
It's still sunny here, but I think the thunderstorms will come sooner or later!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
our school hols start TODAY!!! DS and I both very happy today - for different reasons...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Ooh ooh, ooh, oooh.......just seen your siggy skint_spice!
Congrats on being debt free!!!!!
I think I will have a celebratory cake on your behalf!
Well done you!! I love it when a long-termer becomes debt free!!!
:TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Thanks Hypno, virtual cakes and champagne all round!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
wow really well done!:T It really can happen then?:money:skint_spice wrote: »our school hols start TODAY!!! DS and I both very happy today - for different reasons...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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