We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A trilogy in seven parts.....hypno's latest efforts
Comments
-
We have an almighty storm going on at the moment! I have got to go and have one of my "download site sessions" so need to get going, but don't really want to have to drive......still, it has to be done!
Today has been a NSD :j Well, apart from OH bike repair costs which are unavoidable.....so I will count today as NSD which will take me to 5 for this month - bang on target :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Just popping on to say hello. Cant manage to catch up with everyone. Life is just flashing past us. I cannot believe its mid June already!.
I thought life would slow down, but it doesnt seem to be doing!.
Unfortunately after leaving the big house that I was sharing with the family, I have ended up with horror of horrors debts!!!
Where I had saved my £2,000 a few months back, I am now nearly the same in debt. The children have moved on and I will now be having to pay the debt off until March 2012!! Its just not fair!!
Now of all time, as I do not have a job, and am on ESA, and with DS leaving school this week, I am going to be loosing my Child Tax Credits and my Child Benefits and of Course the Maintenance.!! Not good.
I think I will be having to come back to the Debt Free Wannabee's and see what I can do to survive. !! As your thread has always been an inspiration, I think I will have to have a re read and get that inspiration back!!
Now that I have had a moan, I will wish you all well. Gather my whits, and see what I can do to plan my way out of this mess!When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.0 -
well done hypno - on DS's podium and on getting results on the bullying front! Have a great week all!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
:jSounds like you are having an improving week. Well done on getting the bullying sorted and on the podium :j:beer:Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0
-
Glad the bully is being sorted out.
Sorry to hear about that Mooloo, i try and keep up with your diary and thought things were finally turning around for you. You are right though Hypno is an inspiration.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
What a yukky evening - driving was not fun :mad: Then, about 5 minutes after I arrived, we had a power cut :mad: So trying to work in the dark, without internet connection, phone etc was just impossible. Thankfully, in the 5 minute "window", we did manage to boil the kettle.....its all about priorities you see :rotfl:
We need to be more disciplined about the download site - we have been faffing rather a lot, but when we do get our act together, we make money. But often, our "regular fortnightly meetings" fall by the wayside for one reason or another, and we end up going round in circles.
We have the potential to earn a reasonable income - we have proved that by what we have done so far.....and we need the money, so we need to focus on it a bit more - stop seeing it as something that is an "extra if we get round to it" and start working on it like any other job or element of a business.
So, random fortnightly meetings are to become weekly meetings and faffing is to become discipline and productivity.
And we will see if we can make some decent money from itSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Good for you Hypno. I believe that your download site could be a money-spinner so I hope that everyone is able to pull together on this on as equal a basis as possible. My only concern is that you don't take on a lion's share of this work.
Please look after yourself, as you sound like you're wearing yourself a bit too thin these days. Thinking of you and wishing you all well.0 -
hello everynbody am drunk. Drinking wine. My lovely lovely ex colleasgu died yesterday by a !!!!!! hoerrible driver and he was only 26and siuch a lovely lovely man and didnt sderve to die and the world is a horrible plce without him, so i;m drunk and he wont ever be able to fet drunk again so i;m doing it dor him. Love n miss yo all. oooh spellchecd needed lol!!!debt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0
-
hello everynbody am drunk. Drinking wine. My lovely lovely ex colleasgu died yesterday by a !!!!!! hoerrible driver and he was only 26and siuch a lovely lovely man and didnt sderve to die and the world is a horrible plce without him, so i;m drunk and he wont ever be able to fet drunk again so i;m doing it dor him. Love n miss yo all. oooh spellchecd needed lol!!!
Pania I am so sorry about your friend that is awful big hugs to you
DTxx0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards