We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Another bank stealth charge!

2

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    rb10 wrote: »
    Or a debit card from one of the banks that do not charge.
    Do you know of any>?
  • rb10
    rb10 Posts: 6,334 Forumite
    Do you know of any>?

    There are two mentioned in post 7:
    benjus wrote: »
    most banks that issue Visa debit cards do make this charge - Nationwide and Halifax being major exceptions.
  • BOS dont charge................i think.........was a v. long time ago.
  • rb10
    rb10 Posts: 6,334 Forumite
    shoe_girl wrote: »
    BOS dont charge................i think.........was a v. long time ago.

    They still don't.
  • daveyjp
    daveyjp Posts: 13,756 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    "Another Bank Stealth Charge"

    or

    "Another bank customer who doesn't read and understand the T&Cs of the account"

    You decide!
  • I was advised by the lady at travelex that all banks would charge. I know I've ordered money from travelex before online and I'm sure I haven't been charged in the past - I would surely know if I had!

    Please can this be made more apparent in the travel money maximiser so that other MSE folks aren't hit with this horrible and utterly pointless charge?

    I think it is ridiculous that Lloyds and others can do this - what interest to them is it what I do with my money?!?!?!?! Grrrrr!
  • nzseries1
    nzseries1 Posts: 2,240 Forumite
    I'm with Alliance and Leicester and they never charged me in October last year to buy cash from the post office online.
    You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.
  • vet8
    vet8 Posts: 877 Forumite
    My husband bought some currency from the PO last year and paid with his First Direct debit card. For some reason the PO phoned the bank and the bank said it would charge him a currency transaction fee (or something like that).

    I thought it was a total rip off. If he had bought £100 of stamps or TV licence or something else his bank would not have charged him. The fact that he bought £100 of currency through the PO is no reason at all for his bank to charge. As far as they are concerned he is paying £100 at the PO, it could be for anything.
  • patanne
    patanne Posts: 1,286 Forumite
    Halifax started charging me last year (after almost 20 years) as a cash withdrawal for paying Vernons by credit card for my pools entry with no warning - they said it was because it is gambling. It obviously became gambling only a year ago - anyone know what it was before then. As I never win I see it more as a charitable donation!!
  • ShelfStacker_3
    ShelfStacker_3 Posts: 2,180 Forumite
    Most card companies changed their T&Cs to say that gambling transactions count as cash advances, recently - for the simple reason that they more or less are, and that you could use gambling sites as a way to get interest free money off your credit card.

    Gambling transactions on your account don't endear you to a bank, at any rate. ;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.