Car Insurance Claims

nicola8776

Just wondering if anyone knows the answer to this.

I had a lease car with the NHS for 3 years and was hit by an uninsured driver so made a claim and had two other claims within the 3 years for damage caused by people in my work car park..
I have had insurance for the last year (not lease) but crashed my car so i know my renewal will be more.
When i took my last policy out i declared all of the above claims and so have been paying a fairly high price, but it just occured to me when i seen the difference in prices for just my recent crash weather these claims are meant to go on it because it was a fleet policy? My guess is probably that it still does have to be on it but i cant find any info anywhere.

dacouch

Yes you need to declare any claims you have made as they are normally placed on a register for claims that Insurers have access to. If you don't declare them they may find them when / if you make your next claim. This can result in them refusing your claim and possibly voiding your policy which will make it very very difficult for you to rearrange cover as very few companies will be prepared to cover you.