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Hi All Another In Debt
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Can you double check the catalogues (or are store cards). Am am very surprised that they are 0%. Onn the other hand there may be ono financial advantage in paying off early if the cost does not decrease with early payment.
If they do not have higher APRs pay evry penny you can off the visa barclays at 21.9%, as that is the mostr expensive debt.
Can you tell us what the maximums are on the two cards with 15% interest rate?
Hi RAS,
The Argos card may be buy now pay 6 months later but the APR goes up to something really silly like 29.9% afer the 6 month period.
Bio - You may need to ask your wife when she got the card!Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil
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Bio -
I just read the post you left on Moo's thread...a great big well done to you and your missus!!!
Every penny that you pay off is a great help but you'll need to keep your thread updated so other people can see your progress and egg you on aswel!!Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0 -
It was my birthday last week and spent £65.00 on the night out but then again its only once a year and i have something going down to bring some money in
Visa Card 1-Balance £13458 now On 4.94% lifeVisa Card 2 -Balance £7500 Need to sortLoan 1 -Balance £7500 Loan 2 - Balance £3500 Paid off Nov 09Total Debt In April 09 - £319580 -
You have to factor in living as well as debt. What matters is that the balance is going the right way, as long as you have some spare.If you've have not made a mistake, you've made nothing0
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tut tut!! You should of stayed at home with a cuppa and a good book
Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0
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