Insuring a wheelchair adapted vehicle

lin473

I have spent about three hours today trying to insure our new wheelchair adapted Kangoo.
I thought I would just have to alter my existing insurance from the old car,but they don't insure wheelchair adapted vehicles.(It is a proper Gowrings conversion)
Neither,it seems do a number of other insurers.
I did most of the enquiries via this site,online,but all of them then wanted me to telephone .After repeating all the details I had already given online,they then turn round and say can't do it!
Even YES.com said No!
Finally got insured,but I could hardly understand the guy on the phone as he had a strong asian accent,so I hope when the paperwork arrives it's all okay,as there is a £30 cancellation fee!
Anyone had similar experiences .
Why the difficulty ?
I wouldn't have thought we were high risk drivers!

maclean2

Hi - here are several companies that specialize in covering cars for disabled drivers and wheelchair users and they have all been in business a good few years :-

fishinsurance.co.uk
enrouteinsurance.co.uk 0800.783.7245
chartwell disabled driver agency 020.8958.0900
mobilityinsurance.com

My advice would be to be prepared to sacrifice the £30.00 and get cover through a firm from the above who specialize in the particular niche insurance that you need for a specialized vehicle like yours.You need to be confident that if you do have an accident it will be sorted out quickly and with minimal hassle.

Best of luck

Alasdair

lin473

Thanks maclean2.
I wish I'd posted here BEFORE spending 3 hours on the phone!

wolfehouse

you might also try the disabled drivers association for suggestions.
https://www.dda.org.uk