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Suggestion how to make this worth it, stooze wise?

I can access £9.5k @ 0% for 9 months thanks to a promo cheque sent to me. However it carries a 2.99% fee. Even although I'm a non-tax payer, I can't find anywhere I can put the cash to make it worthwhile stooze-wise.

Any ideas?
Herman - MP for all! :)

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