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jayss

Previous thread on other board
http://forums.moneysavingexpert.com/showthread.html?t=1564693&highlight=jayss

Want to put things down more regularly to keep on track and its far less depressing in here.

Yesterday spent day in total panic, my rent (first time paying by SO) was transferred back into my account :eek: was worried it was my fault SO was wrong or Bank had recalled it or something that was going to get me in trouble.
Get home and letter to say letting agents have gone into administration :mad: , to cancel SO and wait for news, phew not my fault but somewhat worrying and annoying and unsettling.

Week til payday and things are not going too badly, my too cheap to be true asda value frying pan has died but will delay replacing, i've totally failled the grocery challenge despite(or because of) not doing a big shop. Will do better next month.

Wordsmith

Good luck, Jayss. Hope things get sorted out on the house front - must be very unnerving while you wait to find out what happens, but it's not your fault, so sit tight.

Jo_R_2

Wow that must have been worrying about the rent, I would have panicked seeing that!

LOL at the Asda cheap frying pan, I find that paying a little more for kitchen stuff like that means they work better and last longer. Spoken after too many cheap baking sheets "non stick" surfaces have cracked and have ended up with black bits in my food ick:o

jayss

Thanks.

I'd have liked to have spent more on the kitchen stuff but having to get all at once (along with bathroom stuff etc) good just wasnt an option. Luckily had a pan set that survived storage and floods but that was about it, still very short on furniture.

Anyway still worried about flat, dont like not being able to pay the rent, feel fraudulent living here even though its not my fault....

Things looking up so far this weekend though, some lunchon vouchers arrived and £5 win on a scratchie.

The racing was worth getting up for too.

savingholmes

HI Jayss just popping along to wish you luck. Hope things work out okay re rent etc. Lovely on the scratchie win too. Hope that was a free daily scratchcard?

Hope you have a great weekend and hope you manage to see some progress soon. I haven't cracked the grocery challenge either but at least you are making progress...

jayss

Yes was free scratchie :j another 35p today

Up to 4NSDs now and did cooking for the freezer yesterday so getting more organized, as long as I remember to take things out in the mornings.

A no spend weekend was needed as next weekend will be expensive - good job its payday friday.

savingholmes

well done on the nsds and congrats on the free winnings! Hope you have a great debt busting week

jayss

My first cashback/clicking money has become available - very excited £9:70 so that will go on the credit card.
Am going to have a proper go at the bingo and other non-daily offers this week. Want to get the hang of pigsback properly too as that seems a good way to 'save' for christmas.

Have sent off form to join electoral role down here,
to boost chance to get a 0% card in a couple of months.

Still no news on council tax (may send in another form even though past the 21 days, did the online forms but now worried its not been processed) or rent.

Hopefully wont spend today or tomorrow.

Really looking forward to getting back to london this weekend, dont know how I'll focus at work :rotfl:

jayss

Had a good NSD yesterday, today not so much already spent £5:50 on train and chai tea but think thats it for the day.
Scored a free cinema ticket for tomorrow :j - now just need to work out how to get to the cinema in time - buses here are terrible and the routemap not easy to understand :rolleyes:
Also had a good survey, cheekily done at work this morning as couldnt get it to load at home, only managed 1 free scratchie yesterday too - TAB is very temprimental with me.

Veg Lasange defrosting ready for tea, brought lunch and brekkie in, even made it last night so as to not be late, but I pootled around doing something else hence had to get the train.

Still no news from new letting agents....

jayss

Payslip has arrived, £20more than I calculated :j not alot but most welcome in the budget.

Each week we have 1 team pub lunch - we go to cheap places - and its good to be able to chat properly. An evening out has also been proposed and I was going along with it but decided that as it wasnt firm to decline as I was feeling resentful that I already have to allocate some of my entertainment budget to pub lunch and an evening out would swallow up more and and and.

I'm really trying to get that part of my spending inline, so today I decided something had come up and declined. Now as someone else cant go they're looking to rearrange :mad: so i might have to start thinking of a second social engagment that day, its hard to keep up my fake social life :rotfl:

Getting on with clicking and getting a bit organised to be more obsessive about whats tracking. I needed a free hobby :cool:

Have updated total, have paid 771.41 off the debt and 1k written off. Feels like a pretty good month - have adjusted for the rent and council tax that have been unable to pay (so am a little less in debt right now but will come out the overdraft next month- boo hiss).

jayss

Had nice chat with e.on yesterday, no meter reading was recieved by them from the letting agent(annoyed as thats one of the things that the bloomin high charges was meant to cover) but they are sorting the final bill for landlord, gave them his address no idea if I should have or not but with no agent to check with not much I can do. Have sorted a monthly payment which starts next month, one less thing to be worried about.

Also got a letter from old gym confirming my cancelled membership (its taken aggggggggggggggges) so no more payments to them.

Just need to sort council tax and rent, will send in another form to council and hope get new details from new agents soon.

Cant believe the lovely weather is turning into rain at the weekend, sooo annoying as I'll be outside most sat morning and had thought about watching the marathon sunday.

Unable to do any clicking last night, couldnt get a single bloomin site to open, got 20p from butlins though. Finished a million ipoints surveys and a fair few one poll, long way to go before a cashoutable amount. Will try and do a bunch of clicking on the train on sat.

Have liberated a notebook for a spending diary too.