Survey on 5 year old house (still under NHBC warranty)

paulac_3

My parents are about to put an offer in on a house which has 5 years NHBC warranty left. They are cash buyers so won't need to have a survey done for a building society. Is it necessary to get a survey done on this kind of house or will the NHBC cover any problems?

Thanks

Jorgan_2

It isn't necessary to get a survey done, however they may want to have one carried out for their piece of mind. The NHBC will not cover all problems.

NHBC cover is provided in two parts, for the first two years it will cover any defect which is a result of the builder not meeting NHBC standards. Boilers etc are covered during this two year period as well.

In years three to ten, the buyer is covered where costs exceed £500 for the following defects:
Defective chimneys & flues
Contaminated land
load bearing parts of the roof & floor
below ground drainage
glazing to external windows & doors
retaining walls
ceilings
foundations
load bearing & non load bearing walls
wet applied wall plaster
external wall render
Vertical tile hanging


It does not cover

gutters
central heating
internal plastering
finishes
fixtures

paulac_3

Many thanks for the information Jorgan - it was very helpful.

My parents are the kind who always err on the side of caution, so will probably go for the survey, but in my experience even the full survey can miss quite substantial defects and the surveyer then covers himself with a very carefully worded report. If it was me I'd probably take the risk!

Thanks again

Tassotti

Jorgan wrote:

t does not cover

gutters
central heating
internal plastering
finishes
fixtures

Make sure the above are all good, and then no worries, as long as they see a certificate.