Anyone else find it scary?

myfairlady

Hi guys,

Feel like I have been waiting just about forever for the exchange to happen on the house I want to buy....looks like it may be this Friday! As well as being really excited I am now absolutely petrified!

It seems like its all pay out now! The mortgage, the life insurance, the buildings and contents insurance.....the list is endless!!!!!

Did anyone else get this scared feeling when it finally came to exchange?

Philippa36

Absolutely ~ its terrifying but so worth it. Good luck

robwend

im due to exchange and wetting my pants. its the hurdle where you can fall the hardest<buyers backing out>then its the finacial commitment<higher mortgage>but when is there a good time to be skint??......lol

tanith

Yes Absolutely all I could think about was " I have forgotten something really important" but I hadn't and it all went perfectly on the day .... except I found 10 dresses still hanging in one end of the built in wardrobes that the lady had simply missed........ she picked them up weeks later..... and we got great enjoyment out of the snooker table that they never ever came back for......

Good Luck

mummytofour

Im fed up :mad: I still have not exchanged ( we were supposed to of exchnaged friday gone), turns out that the buyers sols had not give the contracts to the buyers!
Anyway all should of been signed yesterday..... our sol is on holiday so will try and sort this out tomorrow, Im scared stiff. This have been going on best part of 6 months, and our baby is due is 7 weeks...............

I just need to move and NOW!

( WILL THINK ABOUT ALL TEH MONEY LATER!)

robwend

lmao tanith a free snooker table lol now thats a bonus!!, u ever had a buyer pull out just b 4 contracts tan? andmummy of four if u aint careful that babbys gonna arrive tonight!!! xxwendy

claz

regarding money my partner and i just moved and the best thing we found to do regarding finances is this

get a diary or calender and right down when direct debits are due to start coming out for insurance etc first mortgage payments and any cheques you have sent then every day go to the bank and check what money has come out etc this facilitiy is available with halifax as a mini statement but i don't know about other banks

then you know exactly where you are, we did this and last weeekend realised i was only £5 out with calaculations and we had been away for a break (don't think thats bad) but instead of going into the overdraft and being charged i just put a tenner from my purse into the account to cover it and everything was fine

it also highlighted a problem that direct debits for life assurance were too low, now most people wouldn't say anything but if something were to happen and they wouldn't pay out was a risk i was not willing to take so i called them, this way you know where and when money is supposed to be going

Supervixen

I just find the whole thing a huge hassle. I want to get out of the house I'm in, and in to a lovely new one somewhere better, but I wish there was a way of getting someone else to do the horrid stuff for me.

Maybe there's a gap in the market for someone who could do all the legwork, deal with the solicitors for you, harass estate agents on your behalf, and generally only bother you when they need a signature...

Cristy

It is all very scary. But what I have found helps, is to "look at the big picture". We have a lovely home, and even though we look forward to moving, even if it all falls through we still have a roof over our heads and no one can ever tell us to leave until we are ready!

Losing your dream house is disappointing, but sometimes it's just not meant to be. A better one will come along.

Anyway, that's what I keep telling myself

lynzpower

Hassle hassle hassle of it. I couldnt bear to do conveyancing if it was the last job on earth. Bits of papers everywhere, and annoying phone calls all day.

Im dreading moving, although I know we should, and I want to. But i simply cant be mithered with the whole process. I am designating my job to finding a new place surfing the internet! Hope OH likes dealing with solicitors!!

mummytofour

Supervixen wrote:

I just find the whole thing a huge hassle. I want to get out of the house I'm in, and in to a lovely new one somewhere better, but I wish there was a way of getting someone else to do the horrid stuff for me.

Maybe there's a gap in the market for someone who could do all the legwork, deal with the solicitors for you, harass estate agents on your behalf, and generally only bother you when they need a signature...

To true, almost 6 months of my life have been taken up soo far...

We NEED, we are lucky we have a roof over our heads this is true and something Im greatful for BUT the new house will be a new start for us, which we really do need.

Good luck and hugs to those that need it.