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What are your plans when you finally become debt free?

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Comments

  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Knowing my luck I'll die of shock!

    Hahahaha!! That's the kind of luck I would have aswel!!

    I'd like to be able to save up a few hundred and go on a mad shopping spree somewhere like Glasgow or Edinburgh, it's been so long since I've bought anything but £1.98 t-shirts from primark that I don't remember the name of any other shops!! :rotfl:
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • FeeFee
    FeeFee Posts: 212 Forumite
    Part of the Furniture Combo Breaker
    Oooh...now isn't that a lovely thought...:j

    I'll join you in that bottle of bubbly - veuve cliquot is my favourite but we will have to see if I become a true MSE'r by then and opt for Cava instead..:rotfl::rotfl::rotfl:
    I will book myself a long holiday and spoil myself rotten (having saved up the money to do so first!!:rolleyes:)
    I will relax and enjoy my life to the full and never ever let my finances get out of control again.....:T:T

    mmm and a new car would be nice too?????????
    :oFeeFee:o Barclaycard CC18.9%[STRIKE] £1800 [/STRIKE]£0NationwideOD[STRIKE] £2550[/STRIKE] £0 Prudential Loan 7.9% [strike]£1260[/strike] £0 0% Debt £[STRIKE]720[/STRIKE] £0 Catalogue debts £[STRIKE]470[/STRIKE] £0 - 0%
    Total Debt - [strike]£6800[/strike] £[STRIKE]6550[/STRIKE] £[STRIKE]5042[/STRIKE] £[STRIKE]4616[/STRIKE] £[STRIKE]3420[/STRIKE][STRIKE]£2450 [/STRIKE][STRIKE]£1606[/STRIKE] £0:j
    DFB no.22
  • Honeybee_2
    Honeybee_2 Posts: 290 Forumite
    To live, basically.

    To provide loads of opportunities for my kids and make sure they never, ever, ever have the stress and heartache of debt.

    To do something cool with my baby cousin (I say baby, she's 18 now, lol) as I missed 10 years of her life due to our family circumstances.
    Debt free in 2010 :beer:
    £6551.35 paid so far.

    This WILL be my debt free year! :T
  • SkintGypsy
    SkintGypsy Posts: 580 Forumite
    Debt-free and Proud!
    There are many material things that I would love, and am absolutely sure I need, but absolute tops comes just plain and simple peace of mind. I want another baby, but not before we are debt free. I am counting the days.....

    A full six months outgoings worth of emergency fund will be the first thing we save for.
    Debt free as of July 2010 :j
    £147,174.00/£175,000
    Eating an elephant, one bite at a time
    £147,000 in 100 months!
  • Rummer
    Rummer Posts: 6,550 Forumite
    Part of the Furniture 1,000 Posts
    I am going to start saving with a vengeance. Once I have three months worth of salary tucked away for emergencies I am going to start two saving accounts. One for the things I would really like to enhance my life:

    • decorating the house
    • improving the garden
    • holidays

    and another for the long term:

    • retirement
    • DD university
    • smallholding

    The whole thought of being free of debt and actually having money in the bank is what is keeping me motivated I just want that relaxed feeling of knowing I have money there if I need it.
    Taking responsibility one penny at a time!
  • Debt_Tired
    Debt_Tired Posts: 80 Forumite
    Once my debts are cleared through a DRO I would like to learn to scuba dive (around £300) and maybe go snorkelling (on my own - no !!!!!! will take me). I would also like to start selling aviation prints again. That said, I can't see more than a few hours ahead. Life is such a bloody nightmare at present and not all connected with my debts. If I survive DRO then the first thing I will do is buy some expensive sushi (not the R2C stuff you sometimes find at Boots). I will then drink to the memory of my former self and the dark times endured.
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Is anyone else sort of scared of being debt free? I think that it's over-shawdowed my life that in a way I think I might be lost without it.
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • claire1234
    claire1234 Posts: 693 Forumite
    Yes im scared . . . . . scared that my hubby will see the credit card statements and think he can spend it all again! :rolleyes:

    ive had my LB moment but he hasnt quite had his yet but im clearing it slow and steady without him really knowing,

    anyway when its all gone i want to carry on doing up the house and save for a conservatory,
    it would be lovely to see the house all done and an extra room.

    good luck to everyone :)
  • Scottishmummy
    Scottishmummy Posts: 1,176 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Well since it's going to be anything between 15 and 25 years:eek: before we are debt free I haven't really thought about it. But i'm sure one of the first things will be a nice holiday. I could even potentially be a granny :eek::eek::eek:by then then so i would also treat the kids/grandkids and hopefully teach the kids how to save rather than spend!!!
    The person who moves a mountain begins by carrying small stones.
    Diet loss starting Sept 2019 0/80lbs:eek::o
    Proud to be No. 47 of the DMP mutual support club
    DFW Nerd #380. Proud to be dealing with my debt
  • Hiya, first thing i did was go out and buy myself something nice to wear and had my hair done.

    I am also now saving a little as i am learning to drive in the summer.
    I find I can afford to go out now.. got a few things planned for the next few months, which is great as hadn't been out much in the last 2 years, maybe once every 6 months.
    I am now debt free :j:jsince January 2009
    but really need to learn how to save and budget to get some savings behind me :eek:
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