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Rent is the only arrear and unsure what to do or how to handle it

13

Comments

  • cazzie_s
    cazzie_s Posts: 26 Forumite
    Yes Silvercar, you are right. I was advise thats what I should have done by the CAB today. I realise I would not be here asking for advice if I had gone to the CAB much sooner.....
  • beanielou
    beanielou Posts: 96,731 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    cazzie~Just wanted to say a big well done on posting & trying to keep everything together.
    I hope everything works out in the end for you.
    Take lots of care xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cazzie_s
    cazzie_s Posts: 26 Forumite
    Just had a dig round some paperwork and it seems 'someone' filed a letter away from our landlords solictors and it says they will be seeking a section 8 so now I know what it is including grounds 8, 10, 11.
  • kunekune
    kunekune Posts: 1,909 Forumite
    Surely no-one mentioned drinking ... I thought that was just one of those (unfortunate) throwaways!
    Mortgage started on 22.5.09 : £129,600
    Overpayments to date: £3000
    June grocery challenge: 400/600
  • beanielou
    beanielou Posts: 96,731 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ^^^ Sorry, Im not sure what your point is?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cazzie_s
    cazzie_s Posts: 26 Forumite
    kunekune wrote: »
    Surely no-one mentioned drinking ... I thought that was just one of those (unfortunate) throwaways!


    It is one of those (unfortunate) throwaways. Did that when I fell pregnant last time as us women should and not touched a drop since. Drink far too much tea tho....

    Slightly off the point I know, but vices do need cut back a little or almost all together. Thank goodness I dont have addictive vices, not even chocolate or retail therapy. Cutting back on smoking is something I came across when I was younger. Hid my dad's tobacco. He became so mad, demon-like. I will expect that from my partner when as I have been on at him for months to cut back especially since his health problems.
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    Hi Cazzie, why not pop over to the DFW board, lots of help and advice there. Also help with making things stretch further on the old style board.

    Have you considered using washable nappies?

    Would you consider doing a statement of affairs and posting that on DFW? We may all be able to help find ways to shave down your outgoings so that you can make some headway with the rent arrears.

    Im in Wilts too, shout if you need any help or advice :)
  • cazzie_s
    cazzie_s Posts: 26 Forumite
    Cleosmum, thanks. Will check out the board tomorrow evening (taking kids to see grand parents tomorrow all being well) or the weekend and will probably do a statement of affairs for members to pull about and give me helpful advice. Would be interesting to know what can help.

    Thanks again :-)
  • alm721
    alm721 Posts: 728 Forumite
    Part of the Furniture Combo Breaker
    Just wanted to say good luck and do look at the debt free board. Also when you have more time definitily look into the bank charges. Halifax have about the highest charges going. I claimed on behalf of my sister in law and she got back about £8000 :eek:. I know cases are stayed at the minute but if you put in a claim and are in financial hardship I believe you can possibly getsome of the money back now. There are loads of template letters on here and its pretty straightforward but do have a look at the board and if you want any help just ask.
  • mellowchan
    mellowchan Posts: 5 Forumite
    Sorry, im new on here I was wondering how to post my own thread.
    Thanks.
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