Heart breaking

Masomnia

ad9898 wrote: »

No of course not, it's the !!!!!! with a BMW X5 on the drive, a 50' plasma on the wall, a photgraph album full of pics from far away holidays, and a mortgage statement from one of the bailed out banks saying they are 3 months in arrears and repossession papers are about be served, as they sit on their 'DFS buy now pay later sofa' crying, asking Brown 'to do something for them'.

Well he has done something for them, he's hurting the most vulnerable in society, hurting the ones who've worked and saved all their lives for a decent retirement, and now face rising food and fuel prices with income, that for some has dropped over 80% in the last 7 months.

I hope people who are benefiting can sleep well at night.

I think you've missed my point. A lot of pensioners who have also worked bloody hard all their lives and lived within their means but in an age with no minimum wage, less provision for saving etc. haven't had the opportunity to save to the extent that they would have otherwise. No one's speaking up for them. I feel for pensioners who are missing out on income due to low rates; but I feel worse for pensioners who would love to have had income to lose in the first place!

StevieJ

Masomnia wrote: »

I think you've missed my point. A lot of pensioners who have also worked bloody hard all their lives and lived within their means but in an age with no minimum wage, less provision for saving etc. haven't had the opportunity to save to the extent that they would have otherwise. No one's speaking up for them. I feel for pensioners who are missing out on income due to low rates; but I feel worse for pensioners who would love to have had income to lose in the first place!

Yes it is strange that he thinks the most vulnerable in society have interest bearing savings accounts

Pobby

Had to thank you ad9898 for that. I expect some believe the !!!! and ball story that rates are low because inflations low. Yep ask pensioners that on with the shocking rises in fuel and food. No Broon has no choice. He has allowed the economy to get out of order and offers a band aid to cover a gaping wound by .5% IRs.

Yes I know its global, yawn, but he and that Christian world emissary for peace His Holiness Pope Tony the Blessed have placed this country in a far worse position had they adopted measures when it was pretty clear to a lay man like me that something had to give!

MissMoneypenny

Broon and holy Tony will be warm and well fed in their old age. They messed up this country but will still receive a healthy pension.

kennyboy66_2

StevieJ wrote: »

Yes it is strange that he thinks the most vulnerable in society have interest bearing savings accounts

You are wasting you time Steve.

50% of Pensioners have less than £6k in savings. Interest rates make next to no difference to them.

Most Pensioners who don't claim benefits, not through pride or a sense of self reliance, but because of the complexity of actually claiming.

Its just a lazy wind up to say that pensioners are staving becuase someone else drives a 4 x 4. Utter *****

ad9898_3

kennyboy66 wrote: »

Its just a lazy wind up to say that pensioners are staving becuase someone else drives a 4 x 4. Utter *****

I didn't say they were starving, they are being ripped off though, to prop up the tw@ts in society.

StevieJ

kennyboy66 wrote: »

You are wasting you time Steve.

50% of Pensioners have less than £6k in savings. Interest rates make next to no difference to them.

Most Pensioners who don't claim benefits, not through pride or a sense of self reliance, but because of the complexity of actually claiming.

Its just a lazy wind up to say that pensioners are staving becuase someone else drives a 4 x 4. Utter *****

I am sure most families also contribute to their elderly parents.

treliac

StevieJ wrote: »

I am sure most families also contribute to their elderly parents.

And, alternatively, a lot of older people are still contributing to their adult children and their families.

baileysbattlebus

Pobby wrote: »

Well not many years to go to retirement and according to entitiledto we will get nothing. However, I reallly would have no qualms whatsoever in claiming something what is due to me.

I have paid in loads over the years and I wouldn`t care less about means testing but I do understand that old folk can be to proud to divulge there circumstances.

I feel the same way - OH and I are both 55 this year so state pension age is still 10 years away for both of us.

We hope to be both fully retired next autumn, as things stand there is no way in the future that we will be entitled to anything. But if we were we would claim it.

I spent a while working for a local council, I worked in the finance section of care providing (not just for the elderly). To get financial help people had to be financially assessed. Which meant someone going in and looking at bank statements, savings, income etc.

Quite a large number of elderly people refused the assessment - if you refused you were automatically billed at full rate (£12.50 per hour) for any help you needed. Some of the private providers charged a lot more than this, but they invoiced the council who paid them and then the council invoiced the client at £12.50 per hour.

Often on receipt of the first invoice we would get a call from either the client or a relative saying they couldn't possibly afford to pay the invoice - some 4 weekly bills ran into hundreds of £'s. And usually they wanted a financial assessment done.

Where the council and the DWP were quite good - was when the assessment was done someone from the DWP went too and they went through every thing that was available in the way of benefits for the client. And showed them that although they would pay more for rent or something else they would still be much better off than they currently were.

But that was just one council and to get a full assessment you needed to be in the position where you needed help in the home - the agravating thing for me was that these people had struggled on for years not knowing they could have had this extra money all of the time.

baileysbattlebus

treliac wrote: »

And, alternatively, a lot of older people are still contributing to their adult children and their families.

We are in that position, we help our adult children, be it buying coats and shoes for the grandchildren. Paying off credit card debts for one when they wanted a mortgage. Helping another buy new power tools for work. Helping with childcare - I had 3 children most days during the Easter holidays aged 7,6 and 4 - I'm ready for holiday myself now.

We also helped both our mothers financially too.

Sometimes it feels like I & M Baileys Bank. One day.............

I think the difference for us is that neither set of our own parents was ever in position to help us financially - there were times when it would have been nice to have someone to fall back on - but there wasn't.

And sometimes I wonder if we are doing and have done the right thing by helping our own kids.