What card to get?

riderross

I need a CREDIT CARD to do irregular spending on because I'm finding that quite a few online websites don't accpet my SOLO debit card.

I can't see me spending more than 150 a month on the credit card. I will oviously pay it off in full each month. To pay a credit card off can I set up a standing order so it pays it off full each month?

I would be grateful if anyone can guide me in the right direction for which card to get. If you need anymore information please ask.

Thanks

Ross;)

New Questions

I got accepted for a Halifax cash back credit card 11/04/09 about a week ago. How long does it take to receive the card?

Can they closed the account if I don't spend enough on it?

never-in-doubt

riderross wrote: »

I need a CREDIT CARD to do irregular spending on because I'm finding that quite a few online websites don't accpet my SOLO debit card.

I can't see me spending more than 150 a month on the credit card. I will oviously pay it off in full each month. To pay a credit card off can I set up a standing order so it pays it off full each month?

I would be grateful if anyone can guide me in the right direction for which card to get. If you need anymore information please ask.

Thanks

Ross;)

If you have a solo then i'd suggest vanquis Card or even Aqua. Both are subprime but will help you, see here for details of a new thread I made to help with this exact question:

http://forums.moneysavingexpert.com/showthread.html?t=1626277

Links to both above cards are on this link too.

riderross

Do you recommend the Halifax Cash back credit card??

never-in-doubt

riderross wrote: »

Do you recommend the Halifax Cash back credit card??

doubt you'd get it unless you bank with them which may help you with behavioural scores.... mate you need to tell a bit more, do you have any credit? why only a solo card?

If the latter then it suggests you have no credit thus the mainstream won't touch you just yet. read the thread, link posted earlier (above).

riderross

No I don't bank with them. I don't have any credit cards at the moment. I only have a SOLO card. Don't have any 'real' outgoings like mobile phone contract, gas, electric etc etc...

I only really need a credit card for booking hotel and train travel as they don't accept SOLO cards.

never-in-doubt

riderross wrote: »

No I don't bank with them. I don't have any credit cards at the moment. I only have a SOLO card. Don't have any 'real' outgoings like mobile phone contract, gas, electric etc etc...

I only really need a credit card for booking hotel and train travel as they don't accept SOLO cards.

Deffo don't do it then, try Vanquis forst then Aqua - follow advice in other thread for specifics.... it is geared toward what you're asking here!

Click this: http://forums.moneysavingexpert.com/showpost.html?p=20670781&postcount=3

never-in-doubt

by the way this thread is currently being updated so check in morning to see updates and relevant info to you....

riderross

Damn already applied! oh well.. will have to cancell/close it if I get accepted. Thanks for your advice.

Ross

never-in-doubt

riderross wrote: »

Damn already applied! oh well.. will have to cancell/close it if I get accepted. Thanks for your advice.

Ross

no if you get accepted you keep it LOL... just unlikely you will but keep us posted please so we know :-)

Brian1966

:rotfl:

never-in-doubt wrote: »

no if you get accepted you keep it LOL... just unlikely you will but keep us posted please so we know :-)

STOP plugging your own thread POSER :beer:
Seriously though Vanquis is the OP's best bet, pay it off, no interest LUVVLEY JUBBLEY :rotfl:

Innocent_Guy

riderross wrote: »

I need a CREDIT CARD to do irregular spending on because I'm finding that quite a few online websites don't accpet my SOLO debit card.

I can't see me spending more than 150 a month on the credit card. I will oviously pay it off in full each month. To pay a credit card off can I set up a standing order so it pays it off full each month?

I would be grateful if anyone can guide me in the right direction for which card to get. If you need anymore information please ask.

Thanks

Ross;)

Do you have a good credit rating? Have you asked your bank whether they will upgrade you to a VISA or Maestro? Maybe worth asking your own bank for a CC 1st