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PPI forum - non PPI discussion thread

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  • di3004
    di3004 Posts: 42,579 Forumite
    halphy wrote: »
    Aww how nice is that Di, WOW how does she know all that stuff, I always said id never go to one but but I always wonder what they'd say!

    Just been out for tea with Hubby and Litttle one, went to the Mexican Tavern in Liverpool it was YUM!


    Hiya

    Yes it was fab, I know its not everyone's thing and we either believe or we don't, but I know my mother is getting great comfort from it, although I did tell her not to expect messages everytime.

    Strange thing is its a different medium everyweek, different people, where many live way out, and so far more or less the same things have been said, I am amazed to be honest lol.

    Wow, sounds like you had a lovely and yummy day then.:D:beer:.XXX
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    My hubby received great news today too.

    Okay nothing to do with ppi, but remember he worked for a steelplant that went into liquidation in December 2007?
    There were about 400 left without a job without any notice.

    Well my hubby and others are to receive their payouts of compo/protective awards this coming September :T:T, this case was taken to the courts by the union in 2008, so 2 years on, not bad really.:beer:
    The one and only "Dizzy Di" :D
  • maxdp
    maxdp Posts: 3,873 Forumite
    di3004 wrote: »
    My hubby received great news today too.

    Okay nothing to do with ppi, but remember he worked for a steelplant that went into liquidation in December 2007?
    There were about 400 left without a job without any notice.

    Well my hubby and others are to receive their payouts of compo/protective awards this coming September :T:T, this case was taken to the courts by the union in 2008, so 2 years on, not bad really.:beer:

    Oh that is some good news then Di for you and Scooby. Taken some time but has been sorted. Are you taking a holiday.
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    maxdp wrote: »
    Oh that is some good news then Di for you and Scooby. Taken some time but has been sorted. Are you taking a holiday.


    Thanks Max.;)

    We have not thought about a holiday yet, but it would be nice to take a few days away, so its possible it may be on the cards.

    How are things going for you and your family Max? XXXXXXXXX
    The one and only "Dizzy Di" :D
  • maxdp
    maxdp Posts: 3,873 Forumite
    di3004 wrote: »
    Thanks Max.;)

    We have not thought about a holiday yet, but it would be nice to take a few days away, so its possible it may be on the cards.

    How are things going for you and your family Max? XXXXXXXXX

    Quite good with kids. Son got enough GCSE grades to take A level History, Psychology and Business Studies at College. He has also got a job in the local Pet Store for weekends and holidays etc. He is really pleased with himself.

    Daughter passed both her A levels and she has a job in TK Max and that is going well.

    I have to go to hospital today cause I have a large abcess come up under my eye about the size of a grape LOL. People duck when I turn round cause they think it is going to pop. Cause it is under my eye have to go to eye clinic.

    MIL is driving OH up the wall:o She is getting better slowly but is demanding bless her.
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    maxdp wrote: »
    Quite good with kids. Son got enough GCSE grades to take A level History, Psychology and Business Studies at College. He has also got a job in the local Pet Store for weekends and holidays etc. He is really pleased with himself.

    Daughter passed both her A levels and she has a job in TK Max and that is going well.

    I have to go to hospital today cause I have a large abcess come up under my eye about the size of a grape LOL. People duck when I turn round cause they think it is going to pop. Cause it is under my eye have to go to eye clinic.

    MIL is driving OH up the wall:o She is getting better slowly but is demanding bless her.

    Max, WOW, Well done to both your kids, Many Congratulations :beer::beer:, bet your ever so proud, fantastic:T:T.

    So pleased to hear this.

    Blimey, that sounds nasty Max, get that sorted out, could just be a simple thing, but best to treat it, I remember my sister had something like this a few years ago, and was given some antibiotic cream, it helped as well, so good luck there Max XXX

    Hope things go well with your MIL too, fingers crossed XXXXXXXXXx
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    Just found this and quite amusing
    [FONT=Verdana, Arial, Helvetica, sans-serif]Letter To The Bank Manager[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]Below is an actual letter sent to a UK Bank. The Bank Manager thought it amusing enough to have it published in the Guardian (National British Newspaper).[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]Dear Sir, [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]I am writing to thank you for bouncing my cheque with which I endeavored to pay my plumber last month. By my calculations some three nanoseconds must have elapsed between his presenting the cheque and the arrival in my account of the funds needed to honor it. I refer, of course, to the automatic monthly deposit of my entire salary, an arrangement which, I admit, has only been in place for eight years.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]You are to be commended for seizing that brief window of opportunity, and also for debiting my account £50 by way of penalty for the inconvenience I caused to your bank. My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]You have set me on the path of fiscal righteousness. No more will our relationship be blighted by these unpleasant incidents, for I am restructuring my affairs in 2003, taking as my model the procedures, attitudes and conduct of your very bank. I can think of no greater compliment and I know you will be excited and proud to hear it. To this end, please be advised about the following changes:[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]I have noticed that whereas I personally attend to your telephone calls and letters, when I try to contact you, I am confronted by the impersonal, ever-changing, pre-recorded, faceless entity which your bank has become. From now on I, like you, choose only to deal with a flesh-and-blood person. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]My mortgage and loan repayments will, therefore and hereafter, no longer be automatic, but will arrive at your bank, by cheque, addressed personally and confidentially to an employee at your branch whom you must nominate. You will be aware that it is an offence under the Postal Act for any other person to open such an envelope. Please find attached an Application Contact Status which I require your chosen employee to complete. I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative. Please note that all copies of his or her medical history must be countersigned by a Notary Public, and the mandatory details of his/her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof. In due course, I will issue your employee with a PIN number which he/she must quote in dealings with me. I regret that it cannot be shorter than 28 digits but, again, I have modelled it on the number of button presses required to access my account balance on your phone bank service.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]As they say, imitation is the sincerest form of flattery. Let me level the playing field even further by introducing you to my new telephone system, which you will notice, is very much like yours. My authorized contact at your bank, the only person with whom I will have any dealings, may call me at any time and will be answered by an automated voice service: [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]Press buttons as follows:[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]1. To make an appointment to see me. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]2. To query a missing payment. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]3. To transfer the call to my living room in case I am there.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]4. To transfer the call to my bedroom in case I am sleeping. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]5. To transfer the call to my toilet in case I am attending to nature.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]6. To transfer the call to my mobile phone if I am not at home. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]7. To leave a message on my computer, a password to access my computer is required. Password will be communicated at a later date to the authorized contact.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]8. To return to the main menu and to listen to options 1 through 9. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]9. To make a general complaint or inquiry. The contact will then be put you on hold, pending the attention of my automated answering service. While this may on occasion involve a lengthy wait, uplifting music will play for the duration of the call. This month I've chosen a refrain from "The Best of Woodie Guthrie: Oh, the banks are made of marble, With a guard at every door, And the vaults are filled with silver, That the miners sweated for." [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]On a more serious note, we come to the matter of cost. As your bank has often pointed out, the ongoing drive for greater efficiency comes at a cost which you have always been quick to pass on to me. Let me repay your kindness by passing some costs back. First, there is a matter of advertising material you send me. This I will read for a fee of £20 per page. Inquiries from the authorized contact will be billed at £5 per minute of my time spent in response. Any debits to my account, as, for example, in the matter of the penalty for the dishonoured cheque, will be passed back to you. My new phone service runs at 75p a minute. You will be well advised to keep your inquiries brief and to the point. Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]May wish you a happy, if ever-so-slightly less prosperous, New Year! [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]Your Humble Client,[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif](Name Withheld) [/FONT]
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    marshallka wrote: »
    Just found this and quite amusing
    [FONT=Verdana, Arial, Helvetica, sans-serif]Letter To The Bank Manager[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]Below is an actual letter sent to a UK Bank. The Bank Manager thought it amusing enough to have it published in the Guardian (National British Newspaper).[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]Dear Sir, [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]I am writing to thank you for bouncing my cheque with which I endeavored to pay my plumber last month. By my calculations some three nanoseconds must have elapsed between his presenting the cheque and the arrival in my account of the funds needed to honor it. I refer, of course, to the automatic monthly deposit of my entire salary, an arrangement which, I admit, has only been in place for eight years.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]You are to be commended for seizing that brief window of opportunity, and also for debiting my account £50 by way of penalty for the inconvenience I caused to your bank. My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]You have set me on the path of fiscal righteousness. No more will our relationship be blighted by these unpleasant incidents, for I am restructuring my affairs in 2003, taking as my model the procedures, attitudes and conduct of your very bank. I can think of no greater compliment and I know you will be excited and proud to hear it. To this end, please be advised about the following changes:[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]I have noticed that whereas I personally attend to your telephone calls and letters, when I try to contact you, I am confronted by the impersonal, ever-changing, pre-recorded, faceless entity which your bank has become. From now on I, like you, choose only to deal with a flesh-and-blood person. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]My mortgage and loan repayments will, therefore and hereafter, no longer be automatic, but will arrive at your bank, by cheque, addressed personally and confidentially to an employee at your branch whom you must nominate. You will be aware that it is an offence under the Postal Act for any other person to open such an envelope. Please find attached an Application Contact Status which I require your chosen employee to complete. I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative. Please note that all copies of his or her medical history must be countersigned by a Notary Public, and the mandatory details of his/her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof. In due course, I will issue your employee with a PIN number which he/she must quote in dealings with me. I regret that it cannot be shorter than 28 digits but, again, I have modelled it on the number of button presses required to access my account balance on your phone bank service.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]As they say, imitation is the sincerest form of flattery. Let me level the playing field even further by introducing you to my new telephone system, which you will notice, is very much like yours. My authorized contact at your bank, the only person with whom I will have any dealings, may call me at any time and will be answered by an automated voice service: [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]Press buttons as follows:[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]1. To make an appointment to see me. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]2. To query a missing payment. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]3. To transfer the call to my living room in case I am there.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]4. To transfer the call to my bedroom in case I am sleeping. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]5. To transfer the call to my toilet in case I am attending to nature.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]6. To transfer the call to my mobile phone if I am not at home. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]7. To leave a message on my computer, a password to access my computer is required. Password will be communicated at a later date to the authorized contact.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]8. To return to the main menu and to listen to options 1 through 9. [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]9. To make a general complaint or inquiry. The contact will then be put you on hold, pending the attention of my automated answering service. While this may on occasion involve a lengthy wait, uplifting music will play for the duration of the call. This month I've chosen a refrain from "The Best of Woodie Guthrie: Oh, the banks are made of marble, With a guard at every door, And the vaults are filled with silver, That the miners sweated for." [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]On a more serious note, we come to the matter of cost. As your bank has often pointed out, the ongoing drive for greater efficiency comes at a cost which you have always been quick to pass on to me. Let me repay your kindness by passing some costs back. First, there is a matter of advertising material you send me. This I will read for a fee of £20 per page. Inquiries from the authorized contact will be billed at £5 per minute of my time spent in response. Any debits to my account, as, for example, in the matter of the penalty for the dishonoured cheque, will be passed back to you. My new phone service runs at 75p a minute. You will be well advised to keep your inquiries brief and to the point. Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement.[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]May wish you a happy, if ever-so-slightly less prosperous, New Year! [/FONT]
    [FONT=Georgia, Times New Roman, Times, serif]Your Humble Client,[/FONT]
    [FONT=Georgia, Times New Roman, Times, serif](Name Withheld) [/FONT]
    Thats ace :rotfl::rotfl:pmsl we should all send one of these to our banks :D
  • di3004
    di3004 Posts: 42,579 Forumite
    amersall wrote: »
    Thats ace :rotfl::rotfl:pmsl we should all send one of these to our banks :D


    Isn't it just? lmao :rotfl::rotfl::D

    Great find Marshallka :T:T:T
    The one and only "Dizzy Di" :D
  • remember these,

    :eek:
    I'm proud to say that the banks no longer take money from me after becoming debt free
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