does anybody have an answer?

seven-day-weekend

I think you need to give a little more information because if you are married, your spouse's income may be taken into consideration too for benefits purposes.

Does your spouse claim any benefits? If so, what are they?

gloryer

I am married only me works and only me has an income. I work 3 full days a week but sometimes this is split into 2 full days and 2 half days. I only have one son living at home and he will be 19 in May and will leave college in June after his exams.
I dont get any discount on council tax and from what I am seeing once my son leaves college in June all we will be living on is my income which i take home £144 per week after tax and insurance.

Oldernotwiser

How does your spouse not work, receive no benefits and have no pension? Surely one of these must apply?

seven-day-weekend

Mayb he is not entitled to anything ONW, but we need to know otherwise we can't give the OP proper advice.

What is the situation, OP, regarding your spouse? Does he receive no money from anywhere? Why doesn't he work, is he just unemployed or is he sick or disabled?

I know these seem like intrusive questions but without the information no-one can advise you properly.

If you don't wanrt to give it all on a public forum I suggest you contact the CAB who will be able to offer confidential advice.

gloryer

He has health problems which is why he doesnt work but he is not entitled to any money what soever so he has been a househusband while the children were growing up but now my son is due to leave college I am starting to worry that we wont be able to cope on just my wages.
A bit of a role reversal.

mrs*n_4

If he has health probs can he not claim ESA or DLA or something?

If he is not working and you are on a low wage there must be something he can claim to help ease your financial situation...and your son should be able to contribute to the household once he leaves college to work.

alwaysonthego_2

mrs*n wrote: »

If he has health probs can he not claim ESA or DLA or something?

If he is not working and you are on a low wage there must be something he can claim to help ease your financial situation...and your son should be able to contribute to the household once he leaves college to work.

DLA is a possibility depending whether he has mobility or care needs.

He would not qualify for ESA because of the op's income and he will not paid enough NICs to get CESA

clairewp

sarflee wrote: »

As far as I am aware, the 50+ element is awarded for a short period, if you take up work after being unemployed.

Also, due to working less than 30 hrs you will not be eligible for tax credits. Depending on your income, you may be entitled to council tax benefit/housing benefit (if rented). I'm not sure if any other benefits could be claimed.

Oooooh well this is new to me i thought tax credits was if you worked 16 hours or more...

alwaysonthego_2

clairewp wrote: »

Oooooh well this is new to me i thought tax credits was if you worked 16 hours or more...

single people or couples without children or a disability have to work over 30 hours to be entitled to WTC.

clairewp

alwaysonthego wrote: »

single people or couples without children or a disability have to work over 30 hours to be entitled to WTC.

Well i never knew that, thank you, see you do learn something new every day...