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The 'I want it NOW!!' debt/savings thread - Part 3

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Comments

  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    thanks shoe gal i just hope it all works out or i will end up dipping into my saving!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Hopefully you want have to - but would still be better than being so unhappy and badly treated :A
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    so true shoe gal so true
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all- how is everyone today? No snow here :-( just signed up for Gapbuster mystery shopping so will be doing a bit of research into that tonight.
    How are you today Jen?
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    afternoon mm been asleep for most of the day not feeling very good today think today has been one of the worse days. i feel like i need a sticker on my head saying don't talk to me coz i can be bothered. This is day 9 on the tablets.

    i am very moody today
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I started to feel better about 12 days in so you should be feeling better by Xmas if not sooner.
    Sorry to hear your having a rough day- have a cuppa, put the heating on and try to chill a bit if you can ( difficult with dd to look after I know)
    hopefully you will feel better tomorrow . Xx
  • Nichelette
    Nichelette Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Jen, like mm says the tablets do take a while to work, if you're really bad it can be 3-4 weeks. I've been on them a bit over a month now, I've noticed that I'm a bit chirpier as I don't mind talking to the guy I sit opposite now, I used to just sit there quietly for a good chunk of the day because I wasn't really in the mood to talk to anyone.

    Money wise I'm making progress on the loan, I've saved £650 in interest already by overpaying, and at the moment there is £11, 475 left to pay off, but I've just paid another £500 off a second ago so that isn't included in the figures. I guess there will be around £11k left to pay off when that goes through. Originally the total amount repayable on the £11,120 loan was £14,384.90, so far I've got the payments down from £239 a month to £180, and it was only taken out on 11th of Nov which is quite good :).
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Nicki-glad you're feeling better now-well done on the loan repayments!!!

    Just done my online test for mystery shopping and got 100%-first test i've passed for a long long time! shame the only job available round here is Maccy D's and I'm not allowed to do that coz i'm veggie!
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    MM i joined gapbuster last weekend and the only jobs here are the same lol.
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Spose it might be coz it's so close to Xmas- hopefully there might be more in new year?
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