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The 'I want it NOW!!' debt/savings thread - Part 3

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Comments

  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    yeah i agree. i was wondering how they would stop people just buying old bangers to benifit! Sounds like the scheme is rubbish then!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Nichelette
    Nichelette Posts: 2,152 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yep, that's the government for you though lol
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £189,497.12
    Overpayments since 27.03.19: £53,964.80
    Moving fund so far £2500 - Premium bonds £9,500
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    The bloke over the road is going to fix my car! Yeah

    Bad news is it has just cost me £82 on a part! eeekk could have done without that really
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    I had decided if it was under £100 i would just get it done but if it had been more i would have had to think about wether it would be worth it for an R reg Renualt
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Hi everyone. What is it with us and cars? First MM then Maria and me, now Jen, hope it doesn;t keep travelling round lol.

    I have set myself a challenge to pay my 3k off in a year. Scary thought but I'm going to give it a damn good go. I've set up a diary on here to keep myself motivated and get annoyed with myself when I slip up and buy things I shouldn't etc.

    What's everyone up to this weekend? I don't think we haven any plans for the first time in ages which will be lovely, but I know we'll end up doing something.
  • CompletelyLost
    CompletelyLost Posts: 2,862 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 24 April 2009 at 3:36PM
    That's good Jen, at least you won't have labour costs to pay. You must have nice neighbours!

    Good luck with your challenge, yukki. A diary is a good idea - I've been keeping a spending diary the last few weeks and it is amazing how all the little spends add up :eek: before I started the diary, I'd guess I spent about £50 a month on rubbish... but actually I've realised I spend A LOT more :o

    edit to add - I've been getting weird letters from Debenhams chasing me for payment for tops that I never actually received. It's worrying me, because I genuinely didn't receive them (but they think I have received them AND also received two replacements) so don't see why I should pay for them. I dunno whether to just ignore them or send a snotty letter back?! :(
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Don't ignore it CL give their cust services a call and find out what's going on.
    Hope you get your tv fixed soon btw.

    I spend far too much on carp and I'm really trying not to
  • Nichelette
    Nichelette Posts: 2,152 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good luck paying the loan off Yukki. I def don't plan on joining the car club, though I am sick of looking at the huge bloody dent in my door because it still makes me sad/angry now. I used to fritter a lot on rubbish, but I'm a million times better than I used to be (though I guess that happens when you never have any money).

    You should get in touch with them cl, the letters will probably keep coming until you do. I might go out with my friends later but it depends what they're doing as I really can't afford a club on a Friday night.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £189,497.12
    Overpayments since 27.03.19: £53,964.80
    Moving fund so far £2500 - Premium bonds £9,500
  • wendz86
    wendz86 Posts: 7,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am unlucky with cars and computers. Have managed to break my old computer again, which is at my parents house after my dad fixed it oops!

    Was a little naughty today and bought a few bits for holiday which will hopefully be booking this weekend. Got two tops and a skirt but taking skirt back as doesnt fit.
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    I really need some summer clothes this year, am trying to resist as want to chuck all money at the car, but I think I'm going to have to get something
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