📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

No Claims Discount,how long does it last?

Does anyone know how long your no claims bonus lasts for on car insurance?I had 6 years with Tesco but sold my car in Oct 2005 and am now looking at buying another motor but dont know if my no claims are still valid.
TIA

Comments

  • prettypennies
    prettypennies Posts: 1,541 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    On my esure policy it says 2 years. It may vary from one company to another though
    Twins, twice the laughs, twice the fun, twice the mess!:j:j
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    2 years with most companies but some companies will acccept it up to years.

    It might be worth asking Tescos if they would allow you any no claims bonus
  • anna42hmr
    anna42hmr Posts: 2,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    i phoned around a few companies the beginning of last year, and all said 2 years, (i sold my car in jan last year and started car sharing with my dad to cut costs and wanted to see what the affect of my 5 years no claims would be if i were not to get a car again for a few years, ) just a hint to anyone like us, we ended up going with norwich union i think (dad as ph me as nd, but they were made aware that its a car sharing arrangement), they advised they would take note of my 5 yrs no claims(and asked me to send proof with dads) and that as they did a no claims for named drivers when the nd would take their own insurance with them, it wouldnt have an effect (ie 5 years before plus for instance if i am with them for 3 yrs as nd would still acrue no claims etc) the only catch will be that the first time i get insurance again for myself as ph, will have to go with Norwich union for the first full year
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • gooligan
    gooligan Posts: 88 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the replies.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.4K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.4K Work, Benefits & Business
  • 598K Mortgages, Homes & Bills
  • 176.6K Life & Family
  • 256.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.