Been paying two house insurances since May 2007.

Alan_Thompson

Hi all

I can't believe I have only just noticed that when I switched home insurance in May 2007, the old one did not cancel and I have been paying for it ever since.
I have now cancelled it via my online banking.

Will I be able to get all the overpaid money back ? It's about £700!

Has this happened to anyone else ? I'd be grateful for any tips as to how best to deal with it.
I have all the paperwork for the old insurer, and the new one since May 2007.

I hope someone can put my mind at rest...
thanks
Alan

Robert_Sterling_3

You can try. Let us know how you get on.

mrcow

Have you be being sent renewal notices and new policies through each year for the old insurance policy?

think_about_it

Hi Alan,

I did the same thing just recently (thought one was my car insurance). Insurance companies have a duel insurance payback where they have an agreement that if you provide them with proof of your other insurance, both companies will pay back 50% each of the double payment. (this might be different sums due to policy costs)

You have to inform both companies of this and give photocopied evidence of policies, I got a £700 refund within 4 weeks. Good Luck

Alan_Thompson

thanks for the replies, it sounds promising.

There was a renewal letter, and I am sure I would have phoned them up to cancel when I made alternative arrangements. Anyway a few months later we moved house so I would certainly never have received the renewal for the second year.
I've been paying to insure a house I haven't even lived in for the past 18 months or so!!
what a tool!
I've summarised the case in a letter which is now ready to send to the insurance company. I will approach the original one first and see what they say when i phone them after the bank holiday...

thanks again