Deal or no deal

tanith

I just received a 'parts cover' letter from Hotpoint telling me that my washing machine is now 5yrs old... I never took out the insurance for it as I usually think its a con .....
I just want an opinion on this deal they are offering...

A years breakdown cover and if they cannot fix it they will replace with a new one .. for £6.40 per month seems cheap on the face of it... one thing worries me in the part where it says whats NOT covered it says "your failure to follow manufacturers instructions", I guess that could mean practically anything.....

Anyway I digress is this a reasonable deal or should I go with my instincts and chuck it in the bin...... or the shredder.... :rotfl:

Sooler

That's £76.80 a year, guess labour for a call out could be the best part of £100

How much would a new machine cost you?
New machines come with a 5 year free parts cover.


Think I'd save the money towards a new machine for when the time comes when you need to replace it.

never_enough

I'd shred it...
I feel these things are often not worth it. My MIL had been paying for one of those for 9 years (unknown to us) & was still not covered when needed. She was a bit vague as to why (as ever!) but it went something along the lines of her machine was no longer made, so the wanted a contribution of about £200 towards the new machine that was going to cost them £600 or something... I told her that was ridiculous (among other things) & she passed on the message, apparently they then offered to sell her another policy for her new machine (that they were not supplying!) :rolleyes:

Depends on your circumstances though, it might be worth it for the peace of mind? You can buy a basic machine for £170 & get a whirlpool 1400spin for £200 inc delivery from Comet, so prob cheaper elsewhere. The only exception I would make is if you have a washer-dryer. I took out a policy on mine, then had about 14 call outs in the 4 years before I gave it away in disgust.