natiowide isa

amcluesent

>Without meaning to sound arrogant, how can you let this amount of money accumulate without being aware of the amount of interest you are earning?<

I know <shame/> Just assumed that being tax-free I could let sleeping dogs lie. On the plus side, I did sneak £50k into a fixed 6% bond back in Oct 08:beer:

agsnu

Masomnia wrote: »

Not sure if you can transfer between Nationwide ISAs though.

You can (actually they just change the type of the account, it stays the same account).

Money_Grabber13579

amcluesent wrote: »

>Without meaning to sound arrogant, how can you let this amount of money accumulate without being aware of the amount of interest you are earning?<

I know <shame/> Just assumed that being tax-free I could let sleeping dogs lie. On the plus side, I did sneak £50k into a fixed 6% bond back in Oct 08:beer:

You're one of the lucky ones then! I've still got my 7.15% bond with kaupthing (now ING) but unfortunately it's a much smaller sum of money. :mad: lol

martinman3

amcluesent wrote: »

>In fact, your account is only earning 0.25% AER at present,<

Yikes!:mad: I've got a £17,000 build up over several years in their instant access ISA.

What can I do to get a better rate? Can I transfer the full amount into a 12 month fixed rate ISA with Nationwide.

BTW, I'm assuming interest rates will be on the rise in 2010.

Just to clarify. The OP's £3600 is earning 0.25%, your £17,000 is earning 0.35%.

Masomnia

martinman3 wrote: »

Just to clarify. The OP's £3600 is earning 0.25%, your £17,000 is earning 0.35%.

:rotfl:Maybe you don't need to bother changing after all!

leveller2911

amcluesent wrote: »

>In fact, your account is only earning 0.25% AER at present,<

Yikes!:mad: I've got a £17,000 build up over several years in their instant access ISA.

What can I do to get a better rate? Can I transfer the full amount into a 12 month fixed rate ISA with Nationwide.

BTW, I'm assuming interest rates will be on the rise in 2010.

Take a leaf out of my book Amcluesent, get out of the recession board a bit more..:D