We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Credit rating whilst living abroad?

Hi,
I crossposted this on debtfree wannabee as well..

I don't know if anyone can help me with this, I've been living abroad for 2 1/2 years and want to get hold of my credit rating. After reading MSE I decided to try one of the online free trial for a month services but it won't accept my foreign postcode. All of my UK banks and credit cards have had this address on file since I moved. Is there anything I can do? I'm really keen to sort out my credit file before I move back to the UK (in 5 months) so I can do 0% transfer on my remaining creditcard balance-it seems I'm not eligible for this offer whilst living abroad
Thanks!

Comments

  • PBA
    PBA Posts: 1,521 Forumite
    Your foreign address won't show up on UK credit reference agencies, as they only cover the UK. You will probably have trouble getting credit for the first couple years after you come back to the UK, but shouldn't be too much of a problem with banks you already deal with.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.