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Protection for Card Tarts

Hi Guys,
I have 5 credit cards now and was wondering whether the experienced stoozers, shufflers and tarts had bought card protection. Just thought it might be worth a one of fee to be protected against fraud if they got into the wrong hands.
Anybody done this and if so what are the best deals? Marks and Sparks offerd me £25 to protect all cards, passport and driving licencse for 1 year protection (replacement and fraud cover).
Good idea or not really neccesarry?
Thanks in advance
Cinema

Comments

  • bunking_off
    bunking_off Posts: 1,264 Forumite
    All my Stooze cards are cut up immediately I receive them, so difficult to get in the wrong hands....I tend to regard £25 to ring up your card providers in the unlikely event that you have your cards stolen as money for old rope at the best of times, but for cards that are in pieces in the shredder, that's even more the case...
    I really must stop loafing and get back to work...
  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cinema wrote:
    Hi Guys,
    I have 5 credit cards now and was wondering whether the experienced stoozers, shufflers and tarts had bought card protection. Just thought it might be worth a one of fee to be protected against fraud if they got into the wrong hands.
    Anybody done this and if so what are the best deals? Marks and Sparks offerd me £25 to protect all cards, passport and driving licencse for 1 year protection (replacement and fraud cover).
    Good idea or not really neccesarry?
    Thanks in advance
    Cinema

    If you have capital one in your card collection they offer this for free and it also covers all your other cards
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • iggy
    iggy Posts: 61 Forumite
    Part of the Furniture Combo Breaker
    Hi,
    Yes it is a great idea and I also have 5 cards,stoozing 20K. My card protection
    Cost £15 a year provided by Halifax Card Care Also cover passport,driving licence,luggage and keys.

    Iggy.
  • cinema
    cinema Posts: 4 Newbie
    Cheers Guys,
    Will phone up Capital one this week to see if I have the same deal. Will also phone up some of my cards to see if they can beat £15. Could be useful while on holiday if anything happens to a credit card or passport.
    Like the idea of cutting them up if you are sure you never will use them for anything else in the future.
    Just saw somebody else post that they write a fake pin in permenant ink on the back of the card so that potential thieves will use up their attempts and have the card swallowed or taken by a retailer!
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