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checkmyfile.com.... proof of identity ??

checkmyfile.com.... proof of identity ??


i urgently need to check out my credit history etc .

been looking at martins article on checkmyfile.com

have looked at their website and get the general drift.

doesn't say anything about ...

how quickly do you get the info ?
does it come by post or email ?
how do they check out your identity to ensure you're asking and getting only your information and not about anyone else ??

thanks

Comments

  • write to experian its only 2 pounds
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    write to experian its only 2 pounds
    Why write? Order it online:
    http://www.experian.co.uk/consumer/:
    You can order your report online, by phone, or by post.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ...have looked at their website and get the general drift.

    doesn't say anything about ...

    how quickly do you get the info ?
    does it come by post or email ?
    how do they check out your identity to ensure you're asking and getting only your information and not about anyone else ??
    If you have bought a report from us before and your address details haven't changed, you can view this instantly. If not, typically our security key procedures will take one working day - depending on when you buy and on the Royal Mail. We take security very seriously and you can’t by-pass the wait the first time you buy.

    http://www.checkmyfile.com/products.asp?product=MON#
    My guess would be they write out to you, you call them back quoting some security info in their letter, and then you can view the 'information' online.

    I'm not familiar with checkmyfile.com, but on reading the T&C's there appear to be an awful lot of, shall we say, 'disclaimers'. Indeed, they openly admit that you get more comprehensive information when sending for your £2 statutory reports - which is what I'd do.
  • grumbler wrote:

    because it is twice as expensive
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    because it is twice as expensive
    No, it is the same £2 ...
  • this morning i emailed both quidco and topcashback commenting that whilst they both had a cashback for callexpert.co which is experian ....

    that they had nothing for checkmyfile.co but bighair and funds4me do have.

    Both responded within an hour to say they had immediately sorted at 20% cashback !!!!!!

    Well done !!
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