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credit card for low income

Help! I am looking to BT my credit cards, but having recently changed jobs, now lower income below £10,000. This site says required income N/A under top deals but applying asks for amount - do all credit cards ask for a minimum income? Fear getting rejected by new card, according to Experian i have 'excellent' credit rating. Help!

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Lenders like stability, so it's best to to apply for credit facilities, where possible, before you change jobs. Being with the same employer, home address and bank all help when applying for low-rate BT cards. Obviously, a decent income is an advantage as well.

    The Post Office classic card offers 0% on BTs for 12 months to new customers with a minimum salary of £8000, so you may want to give that one a go. There's a 2.98% BT fee ;)

    http://www.postoffice.co.uk/portal/po/jump1?catId=19400177&mediaId=34100665
    People who don't know their rights, don't actually have those rights.
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