Rid of Debt!!!!!!!!!!!!

bevan840

:T Woohoo That's great news :beer: :j

staceydaisy

hi All

the usual today but also want to ask for some advice.

daily clicks - 5p
scratchie - 10p
one poll
checked banking
and checked toluna fr short surveys

Right i purchased my car ins yesterday got a really good quote a £180 difference on last year they wanted to charge me 24% apr to pay it monthly but cos my cred card is only 6.4% i paid it full on this then plan to pay it monthly with what i would normally pay my car insurance have i done the right thing

thank for your opinions guys

GeorgeUK

24%? are they mad?

How much was the monthly payment they were hoping for?
How much are you planning on paying per month now?

I think just putting these numbers into the snowball calculator will show you how much interest you would have been charged overall.

bevan840

I agree with George, 24% is a hell of a lot of interest. I would say you have made the right decision, I'd better double check OH's that I did last week! I cant remember what the interest on monthly payments was! Although we're still paying £30 less a month than we were last year
I see what you mean about them little fishes as well!! Lol

staceydaisy

thanks for your comments

george they wanted 46 a month and a 100+ deposit. i will pay 50 on the cc a month more if poss cos thats what we budget for ins anyway and a deposit not sure of amount yet will have to do some more number crunching

bevan thanks so much for your comments there really helping spur me on

bevan840

Your very welcome stacey. At these times a little word or a joke can be a wonderful uplift I've also had a look at OnePoll, do you know if there is a referral link at all for you? I'd like to sign up and if I can help I'd like to

staceydaisy

Morning All

the regular today

one poll now at 31.25
surveys
free scratchi - 50p
clicks - 5p
ebay not doing too well
checked banking

bevan ive checked the refereal link for one poll and it asks me to enter email address its says i will get 5 pound for 5 friends but ill refer you if you like just pm me your email address if you dont want to do that which i understand just join i wont be offended we should be able to all gain from it

cheers

bevan840

Morning Stacey.

You got some sharks? Wahoo :j 3 little fishes for me hehe

I've signed up with OnePoll but I've also sent them a message asking if there's any way I can get the £1 referral to you. Just waiting for them to get back to me

Hope you have a good day

staceydaisy

thank you bevan you are a genuine nice person hope you have a good day too

update ive just withdrew 60 pound from paypal for my ebay transaction towards by 400 pound bill

every little helps

staceydaisy

Hi All

daily scratch x 2 20p + 50p for logging in
daily clicks
checked banking
one poll

not feel great regarding finances but we will plod on. Not long for that bill to go now but we are getting there slowly.