Devastated by Experian credit score! (:

Robert_Sterling_3

love_the_messenger wrote: »

Where did I say that 17 lenders turned me down??

I said IF 17 lenders turned you down ....

naijapower

Experian credit score can be meaningless at times as lenders interprete your info differently.
Main thing is to avoid too many searches close to each other and keeping up with repayments etc.

davethorp

Rather than getting the experian credit score, drop me a couple of quid and I'll come up with a random number for you.

Would be just as useful, informative and accurate!

rsykes2000

Robert_Sterling wrote: »

I said IF 17 lenders turned you down ....

Why not say if 217 lenders turned you down ? It really did seem as though you hadn't read the original post properly and assumed that the OP had had 17 rejections.

naijapower

davethorp wrote: »

Rather than getting the experian credit score, drop me a couple of quid and I'll come up with a random number for you.

Would be just as useful, informative and accurate!

Completely agree. paying £5.99 or whatever for experian score is a waste.
Lenders interprete ur data in different ways which makes experian score somewhat irrelevant and EXPENSIVE

benf90

Regardless of whether they were all accepted or declined... why on earth would anyone need to apply for 17 different credit accounts within 7 months?!

love_the_messenger

benf90 wrote: »

Regardless of whether they were all accepted or declined... why on earth would anyone need to apply for 17 different credit accounts within 7 months?!

Nobody actually needs to - I chose to.

Moggles_2

love_the_messenger wrote: »

Nobody actually needs to - I chose to.

In that case, you haven't done your homework.

For tips to improve your credit worthiness, have a look at the *Credit Rating: how it works and how to improve it guide*, especially Martin's *Manage and Improve your credit score* article

Moggles_2

love_the_messenger wrote: »

Nobody actually needs to - I chose to.

In that case, you haven't done your homework.

For tips to improve your credit worthiness, have a look at the *Credit Rating: how it works and how to improve it guide*, especially Martin's *Manage and Improve your credit score* article

love_the_messenger

Moggles wrote: »

In that case, you haven't done your homework.

For tips to improve your credit worthiness, have a look at the *Credit Rating: how it works and how to improve it guide*, especially Martin's *Manage and Improve your credit score* article

I already know all that stuff. I just decided to apply for loads of accounts because I wanted to. It's in the past now, I am not actively applying for more things at present. I now have lots of accounts so don't really need to apply for anymore. I'm presuming that as I've now stopped applying and will let the accounts "age" and continue with my perfect repayments, my score will rise. But maybe it will stay at 9, who knows!