Cancel Your Unused Credit Cards

pingu

thanks
i will apply for capitalone anyway because that standard rate (7.9%) is olny available if i apply before 13 april.

Keith_F

As a twist to this subject.

If you visit high 'street crime' areas, consider keeping an expired, closed account card or two in an old wallet to carry around with you. Put a fiver in there as well.

Should you ever have the misfortune to get 'mugged' hand over the old wallet with duff cards. You lose a fiver, but the thief will make off with useless cards saving you a great deal of hassle.

rooster75

I have a card from Cahoot, but I cant cancel it as I took out a card protection policy with it. Cahoot just ignore my e-mails to cancel. Can anyone let me know how to cancel.

robnye

i also have cc protection with CPP.

when ever i cancel a ccard, that i have set up as the payment card, I notify them and between us we identify a new card to be used for payment.

who is your ccard protection with?

have you tried contacting them?

falcon21

Couple of cards it's worth holding onto:

1/ Nationwide No charges or commission on Foreign Currency Transactions

2/ Barclaycard 1 year extended warranty on Electrical goods

3/ Egg - For transferring Credit Card "debts" straight into your current account, commission/fee free

And a good cashback card...Best ones tend to vary...whose got the best at the moment?

Irridium

I found this article relating to this topic quite useful, although it seems to be an article written for the american market. No doubt it's not a whole bunch different to our financial systems as we exist in a global economy:

[url] http://www.sacbee.com/content/business/story/8109918p-9042136c.html[/url]

malcolmord

Barclay card I have been told are stopping a lot of its perks from New year, including travel insurance and extended warranty