Cheque not signed?

MyUserNamesTaken

I've actually forgotten to sign a cheque for an ebay auction before now. The seller emailed me and I sent another cheque on condition that the original cheque was sent back to me. Wasn't a problem. Of course, I apologised profusely and added a little extra to cover the cost of returning the original cheque to me.

carrie483

This is another reason i don't except cheques. They, IMO, are too risky.

Carrie.

hjb123

I never accept cheques either - state on all my auctions that I only accept Paypal - though I still get the odd (in all meaning of the word) person who wants to pay by other means!!

Contains_Mild_Peril

I once got sent an unsigned cheque (for a small sum), but I didn't try to bank it, I just contacted the ebayer and told him he'd forgotten to sign the cheque, which he then felt a bit silly about! I'm a bit of a scatterbrain myself, so I understand that silly mistakes like this do happen. Anyway, he apologised and sent another cheque. I offered to return the first one, but he was happy to trust me to destroy it.
I recently got an undated one for £2.50, and didn't notice the lack of a date on it, but the bank cashier noticed. She said I could just fill the date in myself; it would probably have been different if it had been for a large sum.
I once wrote a cheque for £20 (not an eBay one this time), but about 4 days later I found that £70 had been deducted from my bank account. Since I noticed this and went to the branch the same day, they were able to trace the cheque and correct the error quickly. The lady at the bank (Lloyds TSB) said it must have been misread. I said that I could understand how someone could misread the figures (especially if the writing isn't very neat), but I always thought the purpose of writing the amount in words as well was to avoid such mistakes, and she admitted that they're sometimes not properly checked unless they're for a large amount. She never mentioned any specific threshhold for thorough checking, though.

bleugh

i do know of someone who's been stung for 50 quid or so with an unsigned cheque