What to put in a S&S ISA with some resonable risk

wombat42_2

jfpeeps wrote: »

Sorry to be such a newb about this, but have had a quick look at the Marlborough fund, and would like to know the following

As the fee is % based it would be fine to put a smaller amount in rather than the whole lot, I might punt £1000-£2000 on this and put the rest into a more medium risk bond and see what happens...

Is the liability limited to your initial investment?

Thanks!

They will permit a minimum of a £1000 per fund so you can have as many funds as you like - it just makes life complicated if you have too many.

The very worst that is likely to happen is that you lose say 25% in the short term of your investment.

jfpeeps

Ok I was thinking about £2000 in a fund such as the above and putting the rest in a Bond. This would suit my taste for a little excitement without risking the lot ;-)
What would be the way to go, index linked, corporate? Any suggestions on good ones I can look into?

Thanks for your help

jem16

wombat42 wrote: »

If you contribute anything to a cash ISA in the next tax year, you can put up to £3600 in a share ISA in that tax year. If you put nothing in a cash ISA in the next tax year you can put up to £7200 in a share ISA in that tax year .

That's not correct.

You have £7200 up to which a maximum of £3600 can be in cash. If you have £2000 in a cash ISA you can have £5200 in a S&S ISA.

dunstonh

Dunston, Marlborough ETF Commodity only tanked about 20% in the second half of last year against about a 50% drop in commodity prices - compare that with the fortune of funds in so called safer sectors such as financials and property.

Risk measurement indicates the potential for volatility and the size of potential drops. It doenst measure the potential going upwards or possible judgement calls that paid off by the fund manager.

Risk-reward need to be looked at together. If you focus too much on one side you can limit your gains or increase your loss potential. You need to look at both.