Less Than £31,000 To Go!

southernscouser

Am below the £31,000 barrier and hopefully in the next six weeks that will be below £30,000 which will be a massive psychological boost and rather needed at the moment!

Thought I would have £100 or so extra to throw at my Egg card this month but have only made an extra payment of £20! :doh: Will have to go through my spending diary to see where that went wrong! :mad:

But I'm getting there slowly. Am waiting on my new HSBC 0% for 9 months card! Should be here any day. Not sure of the limit yet but am hoping it will cover the Amzaon card. When I know whats happening I will then be ringing around the other companies to see if they can offer me anything!

Heres what I owed at worst, and what I owe now!

22nd September 2005

Egg (Limit - £8,600) £2,933.02
Capital One (Limit - £10,300) £8,093.97
Morgan Stanley (Limit - £2,700) 5.9% for life £2,484.27
Tesco (Limit - £4,100) 7.9% for life £2,899.54
Tesco Loan 6.7% £17,857.20

Total: £34,268.00


2nd March 2006

Egg (Limit - £500) £194.60
Capital One (Limit - £8,000) £6,914.86
Morgan Stanley (Limit - £2,700) 5.9% for life £2,299.36
Tesco (Limit - £1,000) 7.9% for life £509.27
Amazon (Limit £5,300) 0% - 21st March ‘06 - 12.9% £4,401.13
Tesco Loan 6.7% £16,369.10

Total: £30,688.32

lottie26_2

Well done,
You have made a right good dent in your debts.

Good luck i'm sure you can keep it up.

queenofthedump

well done that is amazing keep it up

kathfisch

Very well done to you!

JAMIEDODGER

congrats ss well done you!

Verbatim

Well done you. You sound as if you're feeling the slog just now. don't be downhearted, I'm sure loads of us admire your efforts and love your posts. They certainly make me laugh out loud. Or should that be lol?

Keep your pecker up Southern Scouser!

southernscouser

Verbatim wrote:

Well done you. You sound as if you're feeling the slog just now. don't be downhearted, I'm sure loads of us admire your efforts and love your posts. They certainly make me laugh out loud. Or should that be lol?

Keep your pecker up Southern Scouser!

Thanks for your kind words Verbatim and everyone else. :beer:

I am feeling a bit carp about things at the moment! Shouldn't be really I guess coz this is the least debt I've been in since god knows when but it has been a tough 5-6 months!

Like you say, just need to keep my pecker up! I think when I go sub £30,000 it will be a massive boost so am looking towards that first and foremost!

D&DD

Well done SS :beer: as you can see from my sig we're around the same and I was thinking exactly what you are about breaking the £30k barrier ...you'll hear me scream when we do LOL :rotfl: You're doing fantastic and we're all here to cheer you on!!!!

tattooed_lady

Great work SS!! Not long until you shave another £5k off eh? A year or so? (my maths is cr*p!)

pixie1

southernscouser wrote:

Am below the £31,000 barrier

Well youre just showing off arent you, Some of us are still in the 40k bracket dont you know

Im only joking, well done! Thats some dent youve mande in your balances.

Keep it up :beer:

Pixie

themaccas

Yes well done SOuthern Scouser you have done so well! It can be hard to keep the momentum going but it is also quite a personal challenge. It's like going on a fitness regime for a few years to train yourself for the rest of your life on how to live within the means. That's how I am looking at, I have been thinking along the same lines as you - can't wait until I'm in the sub-30k club too, looks like there are a few of us around!