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In debit balance with BT - how to rectify

Hi,
I have recently had my quarterly bill from BT telling me that they are doubling my monthly payment to £80 because I have a debit balance of £172. this is a hang over from last year when I did some work for a friend which needed me to use the phone and stupidly, although I claimed for the calls, didn't use this money to pay the phone bill - I admit I've not been paying attention to the bills as they have come. Now that I look back the last three quarterly bills were also showing a large debit balance.
My partner is having kittens about this and I am cross with myself. How can I best rectify this without it crippling us every month? If I pay off the debit balance in full will they allow our monthly payments to return to what they were?
any advice? please don't tell me to change provider - I know I should do that and will definitely look into it once I've sorted this thing out.
cheers:confused:

Comments

  • Heinz
    Heinz Posts: 11,191 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver!
    No advice on the bill side of things but it sounds like you need to familiarise yourself with the savings available via www.18185.co.uk - 5p per UK 01/02/03 call (of unlimited duration) at all times.
    Time has moved on (much quicker than it used to - or so it seems at my age) and my previous advice on residential telephony has been or is now gradually being overtaken by changes in the retail market. Hence, I have now deleted links to my previous 'pearls of wisdom'. I sincerely hope they helped save some of you money.
  • Snakeeyes21
    Snakeeyes21 Posts: 2,527 Forumite
    you should be able to phone BT and pay the debt off over the phone with a credit or debit card, then your monthly direct debit will remain the same.
    if the larger DD has already been set up cancel it with your bank
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You wouldn't be able to change provider anyway until you clear any debt with them.
    No free lunch, and no free laptop ;)
  • Drunkstar
    Drunkstar Posts: 889 Forumite
    Yes you would.
    The "Bloodlust" Clique - Morally equal to all. Member 2
  • BT_company_representative
    BT_company_representative Posts: 1,861 Organisation Representative
    1,000 Posts Combo Breaker
    Hi saveandgetfit08,

    Yes If you pay off the full outstanding balance your monthly payments will stay the same.

    You can also pay off part of the bill. It wont keep your payments the same as they are but it will reduce the monthly payments from £80 and if you are paying a bit less off it wont hurt your pocket quite as much either!

    I have sent you a PM asking for a few details so I can have a look at you account and see whats what.

    Cheers

    Craig
    BT Support
    Official Company Representative
    I am the official company representative of BT. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
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