We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Life Insurance & Mortgage Insurance
wackojackouk
Posts: 1,412 Forumite
Hi guys
We currently have our mortgage insurance with Norwich Union (to cover the mortgage should the unthinkable happen) and was thinking of getting Life Insurance of around £100k each as we now have a baby and two more on the way :eek:
Have used Lifesearch and they explained providers can offer a cheaper price if you take multiple policies.
Are there any other companies who might do this online apart from lifesearch?
Cheers
WJUK
We currently have our mortgage insurance with Norwich Union (to cover the mortgage should the unthinkable happen) and was thinking of getting Life Insurance of around £100k each as we now have a baby and two more on the way :eek:
Have used Lifesearch and they explained providers can offer a cheaper price if you take multiple policies.
Are there any other companies who might do this online apart from lifesearch?
Cheers
WJUK
0
Comments
-
Every IFA and whole of market/independent mortgage broker out there. Some will have websites, some wont.
Typically, you find the best decreasing term assurance price doesnt always match the best level term assurance (or family income benefit if that option is what you are after). So, whilst segmenting with the same provider can be convenient it is not always the most cost efficient. Sometimes it is but not always. Also, you may prefer to pay more for the potential convenience.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Using a broker is probably the best bet. Look at "unbiased.co.uk" or let me know if you need a number of somebody to call.0
-
Using a broker is probably the best bet. Look at "unbiased.co.uk" or let me know if you need a number of somebody to call.
Clearly some brokers have a lot more on than othersHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
Whatever dude! The guy on unbiased.co.uk has been quite busy.0
-
The guy on unbiased.co.uk has been quite busy.
There is no "guy" on unbiased. Its a commercial website that lists most of the IFAs in the country (with IFAs paying to get inclusion beyond the default simple list). It will have around 30,000 "guys and girls" listed. Basically its a bit like the yellow pages but only listing IFAs.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards