credit card clearance

oldagetraveller

never-in-doubt wrote: »

numpty.....

"Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps."

You come across as being a really nice, well mannered and considerate person. :rolleyes:

never-in-doubt

oldagetraveller wrote: »

"Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps."

You come across as being a really nice, well mannered and considerate person. :rolleyes:

sorry, post edited.....

stop being sarcastic! :rolleyes:

never-in-doubt

rog2 wrote: »

In order to avoid any misunderstanding, I would like to add the following:

Whilst I fully reccomend that any debtor who is unsure about the status of any debt/agreement should, indeed, use every right that the Consumer Credit Act, 1974, affords him/her, and that that debtor has the right to use any 'breach' of the Act, by the Creditor or Debt Collection Agency, to determine that debtor's approach to the agreement, I do not condone the flippant use of the Act as a tool for the avoidance of legitimate debt.

That's all - thanks.

am I missing something here?

I have never suggested, implied or hinted that this is a get out of your debt scheme. It is law. End of the matter. My opinion doesn't count, i'm purely advising people of their legal obligations.

Innocent_Guy

never-in-doubt wrote: »

sorry, post edited.....

stop being sarcastic! :rolleyes:

:rotfl::rotfl::rotfl::rotfl::rotfl:

never-in-doubt

Innocent_Guy wrote: »

:rotfl::rotfl::rotfl::rotfl::rotfl:

lol don't you start either young man!

oldagetraveller

Thanks for the "thanks" but you have obviously misinterpreted my sarcasm?
Calling someone a "numpty" is not exactly being "nice to all Moneysavers". If you don't like or agree with what someone has posted then there's no need to resort to calling them names or telling them to "get a grip".
The poll hasn't really gone your way has it?

never-in-doubt

oldagetraveller wrote: »

Thanks for the "thanks" but you have obviously misinterpreted my sarcasm?
Calling someone a "numpty" is not exactly being "nice to all Moneysavers". If you don't like or agree with what someone has posted then there's no need to resort to calling them names or telling them to "get a grip".
The poll hasn't really gone your way has it?

the poll doesn't bother me, why should it?

It is to gauge how many actually stick up for the banks in all this..... quite funny to see really.

Listen, at the end of the day if this thread helps one person then it's served its purpose - thats all the thread was meant to achieve.

Nothing more, nothing less.

For the record, I understood your sarcasm perfectly fine but don't rise to it - sarcasm is the lowest form of wit, as they say

johnllew

never-in-doubt wrote: »

the poll doesn't bother me, why should it?

Err - because you created it?

ICan'tStandIt

JoseChungsDoomsday wrote: »

this thread disgusts me.

Dont want credit card debt? Don't buy anything on your credit card

I agree. Threads like this are an insult to those of us that are paying off our credit cards and not just trying to get out of it.

Take some personal responsibility !

ShelfStacker_3

never-in-doubt wrote: »

Abolutely no relevance whatsoever to the thread. So, lets assume you suddenly get made redundant and have no money, you have to feed your kids or pay your credit card who just froze your limit so its one or the other....

The people I've seen on this board who've been interested in pursuing the CCA route haven't, by and large, been made redundant or anything like that though. They've simply overstretched themselves, and want a quick way out of their debt without paying any of it back (usually expressing some form of bitterness towards the companies they've looked to screw over), or are just chancing.