Live on £4000 for a Year, 2009 Challenge, part 2

patchwork_cat

Yes aeb and don't have them on your desktop under the file passwords! ( yes I confess, but passwords is spelt wrong, so I am hoping that my burglar isn't dyslexic!) NOTE to self move password file to another file much more anonymous!

Frugaldom

Sorry, just had to share latest piccie with you all as my mucky duckys are technically 3 weeks old tonight I know it'll be months until they are old enough to lay me frugal eggs (unless they are all boys, of course! :eek:) but for sheer entertainment value, they are priceless. They are now freeranging with the hens but need lifted bodily into their house at night, otherwise they would be out there all night - plotting on how to gain access to the veggies. :rotfl:



Note to KKP - I don't watch TV much and I can't just nip to Tesc0 or any other large supermarket, clothes store, shoe store etc, etc, etc and I can't walk out and catch a bus into town either. I'm a little bit rural and rely quite heavily on the Internet for work, shopping and communications. No mains water, mains sewage or mains gas about here either. But I am trying to grow as much as possible in the garden, including eggs.

cw18

KKP wrote: »

If you don't mind me asking, what is the figure excluding rent\mortgage?

that does exclude rent/mortgage. My DH passed away last November, so insurance policies paid out to cover the mortgage. I still have an endowment that was in my name only, and which it's not worth cashing in with less than 3 years to maturity.

KKP

cw18 wrote: »

that does exclude rent/mortgage. My DH passed away last November, so insurance policies paid out to cover the mortgage. I still have an endowment that was in my name only, and which it's not worth cashing in with less than 3 years to maturity.

Ah. Forgive my ignorance, I only just entered this discussion by reading the first post so I don't know what else was said. Oh, and sorry to hear about your husband (if I read that correctly) - as it happens I do have a better half, so more than enough motivation to get things done

Can't say I'd be owning a home anytime soon so some of those details eluded me on first glance.

Frugaldom

cw18 wrote: »

In Scotland it's included in the Council Tax bill, so most folk 'north of the border' exclude it. But I (along with several other folk 'south of the border') include it in our budgets.

ETA: I see Nyk beat me to an explanation of this one

And some of us don't have mains water, so we don't pay it at all. Just means if the water tanks / water pumps / wells get wrecked or frozen we have no water, but I'm sure that's the same 'down south' if you're rural.

KKP

nykmedia wrote: »

And some of us don't have mains water, so we don't pay it at all. Just means if the water tanks / water pumps / wells get wrecked or frozen we have no water, but I'm sure that's the same 'down south' if you're rural.

I just noticed your location. Indeed. I probably wouldn't miss too much going rural (pressured\heated water supply perhaps), but with a farm and forest as part of the surroundings I'm practically semi-rural as it is...

cw18

KKP wrote: »

Ah. Forgive my ignorance, I only just entered this discussion by reading the first post so I don't know what else was said. Oh, and sorry to hear about your husband (if I read that correctly)

Yes, DH is darling/dearest/dork-brained/demented (varies on mood :rotfl: ) husband

Nothing to forgive - you weren't to know about DH unless you've read back through the threads linked to this challenge any more than I'd have been expected to know you have an OH (other half)

KKP

cw18 wrote: »

Yes, DH is darling/dearest/dork-brained/demented (varies on mood :rotfl: ) husband

Nothing to forgive - you weren't to know about DH unless you've read back through the threads linked to this challenge any more than I'd have been expected to know you have an OH (other half)

Unfortunately I don't live with mine (my landlord refuses to allow dual occupation of this room, despite putting a double bed in here before I was present).

Frugaldom

Good morning frugalites

I see the on-going exchanges are continuing - KKP why don't you just give us a run down of your current situation and join us here? Otherwise we are all left guessing. From what I can guess, you rent a single occupancy room for X amount, which does or doesn't include £15 (per week?) for utilities and possibly have an 'OH' but don't have an 'OH' as you live in a single occupancy room? Perhaps if you gave us an idea of what your £50 per week paid for then we'd understand your situation. Most of us here are running households, a couple are students or still live at home contributing 'dig' money, others live in mansion-like abodes and spend more on heating per week than I spend on everything. Please also consider reading some of the thread and then feel free to come and ask questions. You joined the MSE forums for something, it may as well be to live within your budget, clear debts and/or save money whilst getting to know a few of the regulars on here.

Sun's shining in Frugaldom but the winds are still high. Haven't decided what's happening today other than the fact we'll need to go into town to pick up more milk.

have a good day, everyone.

savingfortravel

Hi Everyone!!

Well we've contacted more freecyclers after the first one not turning up.:mad:
Hope to get rid of the stuff over the next few days. Mr SFT is busy packing up the study (all of his stuff, I don't get involved). Just looked through the fridge and freezer..any stuff left over we'll take to Mum and Dads.
Stupid Question: When is the best time to switch the fridge/freezer off? If we do it on the day we move out won't the water leak everywhere?




So plan for today is

• iron school clothes for next few days so I'm organised-DONE
• sort out freecycling stuff-1 wardrobe to be collected this morning/Bed is going on Tuesday. Bed frame and other wardrobe to go
• meal plan for next few days-DONE-rest to parents-DONE
• start packing kitchen stuff for Mr SFT to take to container tomorrow-TO DO
• get my school stuff ready-club also tomorrow night-TO DO
• find our pillows in the container-had to sleep on very uncomfortable cushions last night, very uncomfortable-DONE
• go to sister's/her partners for lunch-yummy-DONE
• go out for a cake and coffee-DONE
• relax

Have a great day all!

sft