We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Ex Girlfriend flat problem! Advice needed!!
Options
Comments
-
true.... its all delaying tactics.
Just phone her dad up, explain that you've bank rolled her for 1 year in the property... without any let up.... and it cannot go on. Just say you want a clean slate sooner rather than later so will begin defaulting asap.
If she really wants to keep the property she should be paying for the mortgage each month and not half..... if she can afford the mortgage payments then she might be able to take on mortgage... which something i doubt.
Why should you be paying half i dont get in the first place at all... giving her a subsidised place to live lol.0 -
What is not clear from your posts is what have you both put in to the place.
If you have both been paying half the mortgage all along and put in the same cash as a deposit then you are still 50:50 and you owe 1/2 the short fall the amount of money paid in total is not relevent.
If you cannot take the place on yourself then you need to do something and the offer of a buyout is probably the quickest and easiest.0 -
true.... its all delaying tactics.
Just phone her dad up, explain that you've bank rolled her for 1 year in the property... without any let up.... and it cannot go on. Just say you want a clean slate sooner rather than later so will begin defaulting asap.
If she really wants to keep the property she should be paying for the mortgage each month and not half..... if she can afford the mortgage payments then she might be able to take on mortgage... which something i doubt.
Why should you be paying half i dont get in the first place at all... giving her a subsidised place to live lol.
Yes you can both go bankrupt.0 -
You don't own an asset at this point, you own a liability as others have said. She is offering to buy you out of your £12,500 liability. There is such a thing as cutting your losses, you wont pay estate agents fees and you have a willing buyer in a market that is only going one way. You could try to get the £12,000 down by saying that you've paid half her rent for a year and use the leverage of being able to force the issue.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards