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scottish trust deed was settled jan 2003
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violet_warren
Posts: 2 Newbie
in IVA & DRO
i had a scottish trust deed, which after 3 years was settled on jan 2003, and which i have the discharge papers for.
i do believe my record has been wiped clean, as we are now 6years on.
but yesterday i received a letter from mackenzie hall, saying they have took over a Marks and spencers loan of £8465.01. this loan was took out 1998, and was for only £3000.00. This was part of my trust deed. And i was told that no creditors could now chase any money.
I was going to ring the company, but after reading some reviews, i believe by doing this it opens up my file again.
do i just ignore it? although i am frightened, they can raise a ccj against me, and that they can enter this on my credit list, and it starts showing up again.
can anyone please advise.
i do believe my record has been wiped clean, as we are now 6years on.
but yesterday i received a letter from mackenzie hall, saying they have took over a Marks and spencers loan of £8465.01. this loan was took out 1998, and was for only £3000.00. This was part of my trust deed. And i was told that no creditors could now chase any money.
I was going to ring the company, but after reading some reviews, i believe by doing this it opens up my file again.
do i just ignore it? although i am frightened, they can raise a ccj against me, and that they can enter this on my credit list, and it starts showing up again.
can anyone please advise.
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