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Does Anyone Have Capital One Terms And Conditions From 2002 /2001?
S8NDS
Posts: 26 Forumite
in Credit cards
HI DOES ANYONE HAVE CAPITAL ONE BANK CREDIT CARD TERMS AND CONDITIONS FROM 2002? i AM HOPING SOMEONE TOOK OUT AN ACCOUNT IN 2002 WITH THEM AND MAY STILL HAVE THE T & C'S???? EVEN 2001 MAY HELP ME?
THANKS
THANKS
0
Comments
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I have a booklet dated 11/00 which gives standards of service for the platinum card. It has a section on t & c, would this be any help?0
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Hi julieM
Yes that would be great.....could you check the section on default noticers for me? How many days did Capital One give you after sending you a default notice, before they inform the credit reference agencies? currently they state that they give you 28 days (after sending you a default notice) to rectify the account and if you dont then they inform the Credit Reference Agencies?
Please could you have a look then let me know thanks0 -
Hi julieM
Yes that would be great.....could you check the section on default noticers for me? How many days did Capital One give you after sending you a default notice, before they inform the credit reference agencies? currently they state that they give you 28 days (after sending you a default notice) to rectify the account and if you dont then they inform the Credit Reference Agencies?
Please could you have a look then let me know thanks
Have you defaulted then?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Have you defaulted then?
Hi, I am looking into this for my friend he does not recall a default notice, capital one have been unable to provide a copy etc.....but according to legislation they dont have to if there is no debt to pay off. So I think i have found an error they have made regarding time lapse between default notice and actually informing the credit ref agencies.0 -
I'm afraid there is no reference to this at all, it's just a brief summary at the end of a booklet. Sorry I couldn't help after all.0
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Thanks JulieM.....I have managed to find a document from Capital One stating that when you sign up with them you are bound to any changes in t & c's.....I know that in 2004 that point about the default was in there so therefore I should be covered. thanks for your help though x0
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