Card Protection Against Loss/Theft

Options
I am looking into taking out credit/debit card protection for when I am away on holiday. I know there are several companies, such as Sentinel, who do this but I was wondering whether this site (or any other) has compared what different companies offered for their premium and therefore came up with a "best buy"

I'd be grateful if anyone could point me in the right direction or even just recommend companies that they have used.

Thanks in anticipation.

Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Options
    curlywurly wrote: »
    I am looking into taking out credit/debit card protection for when I am away on holiday. I know there are several companies, such as Sentinel, who do this but I was wondering whether this site (or any other) has compared what different companies offered for their premium and therefore came up with a "best buy"

    I'd be grateful if anyone could point me in the right direction or even just recommend companies that they have used.

    Thanks in anticipation.

    You shouldn't need anything like that. Waste of money! If it is stolen or anything then some credit cards have free replacement others have other deals but essentially, you simply do a chargeback! If it gets stolen or something then make sure you keep them separate so only one gets lost or something like that.

    I personally transfer funds onto a payg card (tuxedo) and then use that - its a little dearer but if I lose card I can go online block it and then get new card for when I get home.

    HTH :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Options
    Absolutely, I wouldn't fork out for insurance. Always take a back-up card. If the worst were to happen, a phone call is all that's required to report your card lost or stolen. There's usually a dedicated number for this ;)
    People who don't know their rights, don't actually have those rights.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Options
    Moggles wrote: »
    Absolutely, I wouldn't fork out for insurance. Always take a back-up card. If the worst were to happen, a phone call is all that's required to report your card lost or stolen. There's usually a dedicated number for this ;)

    agreed. that was the simple way of saying it!

    Basically you'd be throwing your cash away - just take the numbers to ring and your CC numbers with you.... keep them separate to the cards obviously :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • curlywurly_2
    Options
    Thanks folks. Looks like I am too keen to get rid of my hard earned cash. I take on board all your points.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Options
    curlywurly wrote: »
    Thanks folks. Looks like I am too keen to get rid of my hard earned cash. I take on board all your points.


    Good luck and don't waste your dosh ! :beer:

    enjoy the jollies :A
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.7K Banking & Borrowing
  • 250.3K Reduce Debt & Boost Income
  • 450K Spending & Discounts
  • 235.9K Work, Benefits & Business
  • 609K Mortgages, Homes & Bills
  • 173.4K Life & Family
  • 248.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards