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first time buyer

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  • Running_Horse
    Running_Horse Posts: 11,809 Forumite
    Part of the Furniture Combo Breaker
    Robert_Sterling wrote: »
    Wat are you hoping to study at uni.
    Punctuation?
    Been away for a while.
  • lil_lady_2
    lil_lady_2 Posts: 138 Forumite
    Running_Horse wrote: »
    Punctuation?

    get a life ....
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    Running_Horse wrote: »
    Punctuation?

    At a year 9 partnership evening recently, the English teacher told us that employers now required a GCSE qualification in English.

    So there was a time under nulabour when they didn't?
  • Running_Horse
    Running_Horse Posts: 11,809 Forumite
    Part of the Furniture Combo Breaker
    lil_lady wrote: »
    get a life ....
    Get a qualification.

    Do you really think it possible or wise for an apprentice and a student mother (with no deposit?) to buy a property for £125,000? You have a lot to learn.
    Been away for a while.
  • benjo
    benjo Posts: 482 Forumite
    One thing that occurs to me is that you are currently a council tenant, which entitles you to the 'right to buy scheme'. If I were you I would look into that scheme before giving up your tenancy - I know you dont like where you live now, but it may be possible to exchange to an area you prefer and then apply for the scheme which offers some nice discounts.
  • lil_lady_2
    lil_lady_2 Posts: 138 Forumite
    Running_Horse wrote: »
    Get a qualification.

    Do you really think it possible or wise for an apprentice and a student mother (with no deposit?) to buy a property for £125,000? You have a lot to learn.

    i do have qualifications , he will not be an apprentice. i will have a deposit. i already said it wouldn't be wise while he was an apprentice. i was asking about the available schemes and if i was entitled to them .
  • geoffky
    geoffky Posts: 6,835 Forumite
    prices have dropped 16.5% according to the land registry.

    Thats:

    £25,387 per year
    £2,116 per month
    £488 per week
    £70 per day
    £3 per hour

    to be continued
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
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