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Car has been declared Cat C Paid £500 for it but it only needs cosmetical work.Help!

Hi I have just had an RTA someone bumped into my rear end.
I paid £500 for the car it still has MOT until October And tax for 6 Months can i still drive it around.

I have the log book and there is not much damage it needs a sray job under the bumper and the boot door has some minor fractures it it as it if fiberglass being a old citroen ZX.

Do i need a VIC as the car is still road worthy just new door and bumper respray and work charged by the garage would cost more then I paid for the car.

The 3rd party insurance company have offered me £450 on average milage of 109,00 miles but it has only done 62,000 miles

Should I get them to up the offer and Cat D it or stay at cat C and ask for more money?

Thanks Sharky1378
Sharky1378:eek:

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