We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.
Quidco/Small Claims Court?

armybike
Posts: 180 Forumite
Folks,
In March 2008, I took out home/content insurance with Churchill via Quidco, which offered £80 cash-back.
This figure is still to be validated, never mind forwarded to Quidco or paid out to me!
Would I be able to take this matter to a small claims court and if I did, would it be Quidco or Churchill I'd have to make the claim against?
I know this might sound a little drastic, but £80 is £80.
Any constructive advice would be greatly apprecaited.
Army.
In March 2008, I took out home/content insurance with Churchill via Quidco, which offered £80 cash-back.
This figure is still to be validated, never mind forwarded to Quidco or paid out to me!
Would I be able to take this matter to a small claims court and if I did, would it be Quidco or Churchill I'd have to make the claim against?
I know this might sound a little drastic, but £80 is £80.
Any constructive advice would be greatly apprecaited.
Army.
0
Comments
-
Have you chased Quidco yet?0
-
Have you chased Quidco yet?
Sorry, should have put this in the OP. I raised a ticket regarding this issue in October 2008 and been told that Quidco are working with the merchant to resolve this matter and hope to have it resolved "as quickly as possible".
I've followed up this ticket each month, asking for a further update and basically had the same type of response. Quidco have acknowledge I am due the £80, but seemingly Churchill aren't playing ball. :mad:
Army.0 -
You will have a problem pursuing Quidco as they operate on a pay when paid approach. If they haven't been paid, you cannot pursue them.0
-
Cashback through these schemes is never guaranteed, so I doubt whether you have any claim at all against anyone.I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.0
-
For the time and hassle it'd take to take this to court it really isn't worth it.
It's £80. And keeping things in perspective, that £80 wasn't ever really yours to begin with. It's effectively a discount, or a bonus for going through Quidco - and it isn't guaranteed. I would never use Quidco just to get cashback, if it's available on something I would buy anyway then it's a bonus but I never expect it.
I've had to wait for over a year for some cashback after chasing it up with tickets etc. I think you just have to accept that the system isn't perfect and that any cashback you get is a bonus, I don't think it's anything we're entitled to.0 -
I make no comment on your chances of winning but it is Quidco you would need to take action against their registered office is Maple Syrup Media Ltd. 36a Gordon Rd. Dartford. Kent DA12LQ.
I do seem to remember some discussion earlier last year on the Quidco thread and papers were served for exactly the same problem with Quidco/Churchill but it didn't get to court as the money was finally paid"The whole problem with the world is that fools and fanatics are always so certain of themselves, but wiser people so full of doubts."
Bertrand Russell. British author, mathematician, & philosopher (1872 - 1970)0 -
Not sure it would be Quidco. All Quidco do is provide a mechanism of collection so in that respect I think they probably act as the agent of its account holders.
Unless the OP can show that Quidco have actually received the money, I can't see how it can proceed.0 -
When you join Quidco you accept their membership ts + cs, which say:Any offer of cashback for a transaction is made by Quidco and not by its merchants
Merchants are listed on the Quidco site as giving either a percentage or fixed amount of cashback, for each genuine, completed transaction. Under no circumstances does this form a guarantee that you will receive any monetary amount as a result of your transaction.
So you would waste your time and money suing them for the money.0 -
I once managed to get money back from a supplier who was suspended (well,I had nothing to lose,I was going with that company whatever),so you never know,keep onto Quidco.0
-
I also had a problem with churchill and quidco. took out my home insurance in feb08 and it has only just verified this month! march 09!
Has it been validated?
I just kept emailing them every day chasing it upQuidco have acknowledge I am due the £80
What does that mean?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 348.3K Banking & Borrowing
- 252.1K Reduce Debt & Boost Income
- 452.4K Spending & Discounts
- 240.9K Work, Benefits & Business
- 617.2K Mortgages, Homes & Bills
- 175.7K Life & Family
- 254.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards