Theoretically speaking

edited 30 November -1 at 1:00AM in Disability Money Matters
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GlasweJenGlasweJen Forumite
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edited 30 November -1 at 1:00AM in Disability Money Matters
I realised today that although ESA is all about getting people back to work I would still fall into the automatic award category because I have a faint at least twice per week. Now if I were to pack my job in tomorrow what would I get? Would I be better off not working?

Current income:
£450 per month wages from part time job
£270 per month working tax credits
£250 per month DLA

I rent a house at £190 per month, shared facilities with 2 unrelated people. No one currently claims carers allowance for me, I'm under 25.

ETA The point of this thread is not so I can sit on my butt for the rest of my life, i'm genuinely interested in what sort of money I would get for being allegedly unemployable when clearly I hold down a job and I am happy working.
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  • allydowdallydowd Forumite
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    If you leave a job voluntarily the DWP can refuse to pay you benefits for months!

    I left a job because I was bullied and they tried not to pay me any Jobseekers, Housing Benefit or Council Tax Benefit for weeks.
    Debt-free day: 8th May 2015
    The Joy Account: £1400

    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • GlasweJenGlasweJen Forumite
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    not if i was going down the ESA route of going onto sick pay and then benefits when work had finally given up on me.
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  • Are you wanting to give up work because you may be better off?
  • GlasweJen wrote: »
    I realised today that although ESA is all about getting people back to work I would still fall into the automatic award category because I have a faint at least twice per week. Now if I were to pack my job in tomorrow what would I get? Would I be better off not working?

    Current income:
    £450 per month wages from part time job
    £270 per month working tax credits
    £250 per month DLA

    I rent a house at £190 per month, shared facilities with 2 unrelated people. No one currently claims carers allowance for me, I'm under 25.

    ETA The point of this thread is not so I can sit on my butt for the rest of my life, i'm genuinely interested in what sort of money I would get for being allegedly unemployable when clearly I hold down a job and I am happy working.
    ESA is far more complicated than I/B ever was,however as a single person with an income of £970 per month,including £520 of benefits,I doubt that you would be much better off on benefits,especially as you are under 25(which affects housing benefits).
    The time to worry about managing on benefits is when you are no longer able to work,imho.
  • GlasweJenGlasweJen Forumite
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    True woodbine, but the department i work for isn't making the money that it should be and i had worries about my job, obviously tax credits will disappear if i were to be made redunant or if i had my hours cut even a tiny bit then i lose a huge portion of the income.

    Grants and loan relating to uni are gone now that i am in my last 6 weeks of attendance even though i graduate in July. Been looking for graduate work but it's tricky as pacemaker restricts what i can do with my degree, it may be a very modern one but machines in labs will still interfere so obviously i can't work in the labs with those machines. Previously this wasn't a problem as there used to be loads of jobs but the market has dried up and i'm finding that the only jobs available are in the labs with the machines that i can't go near. No chance of getting full time hours at my current work due to the above.

    As i said my post is theoretical, i used to know exactly what i would have got if i'd went down the incapacity route due to working at CAS but not done that in a while and i was interested to read that i'm still considered to be on the scrap heap under ESA rules, if i were to use the jobcentre to get work would their advice be of lesser quality due to the ESA rules on conditions like mine?
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  • GlasweJenGlasweJen Forumite
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    And no tenacious, i think i'd bore myself silly being out of work!
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  • KrazyKelKrazyKel Forumite
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    Im in a similar situation too really.
    Currently i get: £320 wages (4 Weekly)
    And £360 DLA (4 Weekly)

    I Applied for ESA but dont know what/if i get anything
    Im under 25 but live at home so dont know how that effects me

    I want to leave work - its getting far to much painful. but ill be made redundtant in May anyway!
    Ive sent the ESA Forms in, and they asked for a sick note from doctors and another form i sent off. just still waiting to hear about anything now
    Make £10 a day Challenge June - £170
  • sheeps68sheeps68 Forumite
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    Oh how I understand.
    I am desperately trying to stay at work but do on occasion wonder what I would get if I was forced into ill health retirement. Apart from total insanity and boredom that is. Guess its a case of if I knew the worst case scenario it would help me not to worry so much about the what if situation.
    It seems this sort of information is not available or clear until the worst happens.
  • OldernotwiserOldernotwiser
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    I thought that you were going into medicine?
  • chloecat_2chloecat_2 Forumite
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    GlasweJen wrote: »
    I realised today that although ESA is all about getting people back to work I would still fall into the automatic award category because I have a faint at least twice per week. Now if I were to pack my job in tomorrow what would I get? Would I be better off not working?

    Current income:
    £450 per month wages from part time job
    £270 per month working tax credits
    £250 per month DLA

    I rent a house at £190 per month, shared facilities with 2 unrelated people. No one currently claims carers allowance for me, I'm under 25.

    ETA The point of this thread is not so I can sit on my butt for the rest of my life, i'm genuinely interested in what sort of money I would get for being allegedly unemployable when clearly I hold down a job and I am happy working.

    Theoretical or not lovely, if you can work you should.

    Giving up work brings a whole host of other problems with it aside from the money ones. The feeling of isolation, displacement and low selfesteme can all too easily descend when you have to give up working. This goes double if you loved your job.

    Benefits tool thing can tell you what you could get as will CAB.

    chloecat x
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