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Out of date HIP

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  • tenke
    tenke Posts: 186 Forumite
    prowla wrote: »
    HIPs - they were a neat government scam!

    I beg to differ, wiht the new implementations coming to force 6th April 2009, buyers will be aware of even servicing of boiliers, cavity insulation done or not, certificates will need to be provided, etc.

    I was interested in a house, but when I saw the HIP i could see it was a no no, was greatful for HIP in order to help me in my decision.

    I think hip does help buyers and in the end it should be one of the expenses the seller must meet when selling, I know i will have the same responsibilty when i sell in the future.

    Not wanting to be confrontational, just offering my opinion on HIPS :D
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    I too think HIPS are useful.
  • I was interested in a house, but when I saw the HIP i could see it was a no no, was greatful for HIP in order to help me in my decision

    As a matter of interest I'd like to know what information in the HIP was useful to tenke.
    RICHARD WEBSTER

    As a retired conveyancing solicitor I believe the information given in the post to be useful assuming any properties concerned are in England/Wales but I accept no liability for it.
  • david29dpo
    david29dpo Posts: 3,948 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have seen a few sales fall through because of things that were in the title register. If the buyer had bothered to look through the HIP before going thought the sales process, could have saved them a lot of money.
  • david29dpo wrote: »
    I have seen a few sales fall through because of things that were in the title register. If the buyer had bothered to look through the HIP before going thought the sales process, could have saved them a lot of money.

    In m y case the EA wouldn't let me see the HIP until I'd put in my offer, and even then they only let me sit in their office and scroll through it.

    Friends of mine have got as far as the searches in buying a house only to now find that half the garden was sold to the Highways Agency, and the large tree with treehouse was sold to the neighbour.

    All good fun!
  • david29dpo
    david29dpo Posts: 3,948 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    All the more reason for looking through the HIP. Agents by law must let you see it.
  • tenke
    tenke Posts: 186 Forumite
    As a matter of interest I'd like to know what information in the HIP was useful to tenke.

    poor insulation or non existent, non existent cavity walls, poor efficiency rates
  • Doozergirl
    Doozergirl Posts: 34,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tenke wrote: »
    poor insulation or non existent, non existent cavity walls, poor efficiency rates

    That is a pretty small reason for pulling out compared to the cost of a house and really, you don't need an EPC to tell you that. You can tell quite easily. My house has no cavities - the bills aren't noticeably different in any of the houses I've lived in over the last five years though. We've put in new glazing and the loft is already stuffed.

    If it's an old house it's beautiful - if it's 1930s or newer the lack of insulation can be addressed at minimal cost. I've seen such wildly varying EPC charts for similar sorts of houses - also I don't understand why some houses have such very low ratings with little extra potential. They all have potential to be better. If they put a wind farm in the garden it would have a lot more potential.
    Everything that is supposed to be in heaven is already here on earth.
  • Quote:
    Originally Posted by tenke viewpost.gif
    poor insulation or non existent, non existent cavity walls, poor efficiency rates

    That is a pretty small reason for pulling out compared to the cost of a house and really, you don't need an EPC to tell you that. You can tell quite easily. My house has no cavities - the bills aren't noticeably different in any of the houses I've lived in over the last five years though. We've put in new glazing and the loft is already stuffed.

    I suppose its fair enough but generally speaking older houses aren't as well insulated and most people don't need an EPC to tell them that.

    Also, some of the information in the EPC is misleading. As far as the heating system is concerned it is given a rating according to its type. The Energy Innsopector can't test whether it works or not so if it isnot working as with the first HIP I was involved with an "average" reaidng might lead a buyer to think the system was OK. In that case weknew and the buyers were told in the Proeprty Information Form that the boiler did not produce any heat, but if they had relied on the EPC they would have been confused.
    I have seen a few sales fall through because of things that were in the title register. If the buyer had bothered to look through the HIP before going thought the sales process, could have saved them a lot of money.

    OK as long as the buyers understand what they are reading. Sometimes there are things that a solicitor would notice and be very concerned about but the average buyer wouldn't understand. In other cases something that we consider standard and routine would be a great source of worry to a lay buyer.
    In m y case the EA wouldn't let me see the HIP until I'd put in my offer, and even then they only let me sit in their office and scroll through it.

    I would have politely told the agent that as a prospective buyer I was entitled to see it and would they please e-mail me the HIP or a link to it. If they wouldn't then Trading Standards might be told....
    RICHARD WEBSTER

    As a retired conveyancing solicitor I believe the information given in the post to be useful assuming any properties concerned are in England/Wales but I accept no liability for it.
  • lupes
    lupes Posts: 1 Newbie
    I am selling my flat and bought my hip from my EA (big mistake). I have asked him twice if i can have a copy of my hip, but he will not send me it or email it to me. What can I do? My EA found a cash buyer for my flat so I accepted a lower offer to get it sold quicker only to find out that the man buying it didn't have the funds. The EA assured me he had it in writing and asked for proof of funds but when I quizzed the EA he said the "buyer" showed him a bank statement of £35,000.00. Am I right that the EA was at fault here. I have not been satisfied with their service at all.
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