Traffic Accident Claim

danlojo

I feel sick now.

Not only has this man damaged my car, caused me injuries, he's tearing me apart by all the worry from all the paperwork and legal stuff. Why cant everything be straight forward?

lisyloo

This has come for your insurers so I would give them a call.
Ask them if this is covered under your legal insurance.
If so then why do you have to sign something that makes you personally liable?
If not, then ask them why they have sent you stuff from other solicitors when you have insurance?

Others may have different views by my view is basically this:
1) Insurance cover is better from the point of view that you have no worries about legal costs.
2) "No win No fee" type solicitors can be more highly motivated at settling your claim. This is because they don't get their fee until it's all sorted.

Bear in mind that your injuries may go on for many months. Hopefully not but it might be in your interests to be patient if your injuries do drag on.
If the case is settled too early then the full extent of the repercussions cannot be known.

It is also possible that the "no win, no fee" people might be able to work in conjunction with your insurers.

Either way, I would personally be reluctant to sign anything that makes me personally liable when I have paid for insurance cover to cover the legal costs.

Don't panic about this.
You have 3 years to make a claim.
Even if your injuries clear up right away, you will probably need to see have at least one medical examination, so don't panic.
These things take quite a while to sort out, so take a deep breath and get all your questions answered before you sign anything.


I think you have to ring your insurer who this stuff came from and ascertain whether it's covered by your legal insurance or not.

SolicitorMidlands

Don't worry about the paperwork. The bit about the fees is standard and is nothing to worry about. You have legal expenses insurance which protects you against any adverse costs if proceedings are issued and you need to discontinue your claim or lose at trial, obviously subject to adhering to the terms of the legal expenses insurance.

You are free to instruct any firm of solicitors. You can call a claims management company or go on personal recommendation. So many people come to me for recommendations and I take it seriously - I don't want to recommend someone rubbish and I think word of mouth is a safe bet!

Agreements between lawyers and clients can seem complicated but the firm will be regulated by the SRA so things have to be above board.