MIB Letter

calleyw

I got a letter from the MIB or the Motor Insurers' Bureau today.

Chasing up about an accident that happened in 2002. They had my full name and the correct model of car but totally the wrong the registration plate.

And I have never been to the alledged location of the accident ever let alone on the date they say.

And never had any accident repairs carried out on that car.

So what do I do. Surely if they know the make and reg of car they can find out who owned it when etc and if it was ever insured.

I have always been insured and they are going on about uninsured losses and mention someones name.

I am very confused am I obliged to do anything or should I just leave it.

Yours


Calley

Cumbrian_Male

calleyw wrote:

I got a letter from the MIB or the Motor Insurers' Bureau today.

Chasing up about an accident that happened in 2002. They had my full name and the correct model of car but totally the wrong the registration plate.

And I have never been to the alledged location of the accident ever let alone on the date they say.

And never had any accident repairs carried out on that car.

So what do I do. Surely if they know the make and reg of car they can find out who owned it when etc and if it was ever insured.

I have always been insured and they are going on about uninsured losses and mention someones name.

I am very confused am I obliged to do anything or should I just leave it.

Yours


Calley

Unless they have a statutory power to demand detail from you, then I would ignore the request.

Anyone on payment of a fee can request registered keeper information from the DVLA, how do you think private parking firms send out tickets?

If you feel inclined then the maximum I would respond would be "I have never owned or kept a vehicle bearing said registration mark."

calleyw

Cumbrian_Male wrote:

Unless they have a statutory power to demand detail from you, then I would ignore the request.

Anyone on payment of a fee can request registered keeper information from the DVLA, how do you think private parking firms send out tickets?

If you feel inclined then the maximum I would respond would be "I have never owned or kept a vehicle bearing said registration mark."

I knew that about any person getting registered keeper details for a fee and my first thought was it was a bunch of ambulance chasers. But according to there website they are legit and

"MIB was established in 1946 as a private company limited by guarantee for the purpose of entering into agreements with the Government to compensate the victims of negligent uninsured and untraced motorists.
Every insurer underwriting compulsory motor insurance is obliged, by virtue of the Road Traffic Act 1988, to be a member of MIB and to contribute to its funding."

I will wait and see what happens. But interested that they got the right full name and address but the wrong reg. So really want to know how they got my details when I have never owned that car.

we shall see.


Yours


Calley

Cumbrian_Male

calleyw wrote:

"MIB was established in 1946 as a private company limited by guarantee for the purpose of entering into agreements with the Government to compensate the victims of negligent uninsured and untraced motorists.
Every insurer underwriting compulsory motor insurance is obliged, by virtue of the Road Traffic Act 1988, to be a member of MIB and to contribute to its funding."


Yours


Calley

Just because every insurer has to be a member of MIB by virtue of the Road Traffic Act 1988, does not mean they have statutory powers to compel you to respond. I think you would get a better answer for the guys over at PePiPoo regarding their legal powers.