Emigrating-but so many questions...

£Ronnie

Hello to all, :beer:

Really need some advice on so many aspects of money saving....

I moved to England from Ireland 10.5 years ago to do my nurse training with one suitcase of possessions(sp?). The time has come for me to move back home, however in that 10.5 years I have accumulated one husband, one daughter (3yrs) and one son(9mths), two cats, two fish, one mortgage, pension, life insurance policies etc etc etc.

So far, we have prepared our house for selling, had estate agents valuations, and following the shock of ea's fees, we are now contemplating selling it privately on the web, and using an online solicitor. (All new concepts to us, gleaned from this site. :A
We have had a couple of quotes for a removal company, which have come back pretty much as we were expecting(2Kish)

We are lucky enough that my parents live where we are moving to and so there are house hunting there for us, we are currently waiting to hear back about an offer we have put in on a house. They are also buying in trust for us, as apparently you need two years pay slips in Ireland before anyone will give you a mortgage. This is the best way for tax/legal purposes apparently.

Does anyone have any pointers on what we should do next?? Or any worthwhile book or website to help us with this process??

What should we do with our pensions? life insurance? child trust funds etc etc etc. :huh:

There are so many questions...........

I know that this move will be fantastic for our family but want to make sure we do it in the best way both stress and money wise.

crossleydd42

It seems to me that pensions etc can be left until later to sort out. My view is that you should keep these things going if you can - they should not be lightly given up as much of their value would be lost. At least, leave the pensions to stay as they are without putting further payments into them - they will rise over the years to pay out later. If you're unsure, seek the advice of an IFA whose time you should pay for. Child trust account money can presumably be taken with you to put into an RoI bank savings account.

Good Luck and think well of us when you go.